Thanks Rolf, I've currently got about $180k in offset against $220k loan which I plan on putting in a different offset against the new split of...
Thanks Terry, Appreciate the quick response. Do you mean interest rate? I've recently negotiated better IO rate on $148 and $476 and fixed both....
Hi all, Currently planning to convert my current ppor to an IP to upgrade to a new ppor. Wondering if the loan structure below is the way to go...
Mainly to keep it simple, when the time comes to buy next IP/PPOR I plan to draw down from funds in the offset account against loan 1
Hey guys, Looking for a bit of advice or reassurance around loan structure when converting my poor to IP to maximize deductibility. Currently, I...
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Hi all, I'm in a dilemma and would really appreciate people's advice on best path moving forward. We've just bought our 1st IP not long ago and...
Just thought I'd come back and post in the results and thank everyone for your valuable input @sash @Angel @ej89 @nth brisbanite . I ended up...
Thanks for your advice. after spending a day in Brisbane and looking at different areas, i am more inclined towards staying close to cbd as much...
Thanks guys for the responses. Really appreciate it. I have to admit that I'm still in early stages of researching into these areas. From recent...
Hi all, Just wondering what PC community would suggest on buying under $450k and choosing between these two areas. Would you suggest staying as...
Hi all, I have just refinanced my home loan based on Terry's ideal loan structure tips as per below: Total approved amount - $388K Offset Account...
This has got me thinking. I tried it last night in excel but not sure if i am doing it right. I might pm you my spreadsheet tonight for a quick...
I have no knowledge outside Victoria and won't mind using a BA to buy interstate. But so far,majority of PC memebers have encouraged to diy as you...
Thanks @Leo2413 long term strategy is to have a comfortable lifestyle post retirement through rental income. I like what i do for a living and...
Thanks Darren, Appreciate your advice. I have read 20 must ask...but not the other book. I'll give it a go. Thanks again
I completely agree with you. But in this price range, I'm struggling to find suburbs in Melbourne market that are between 6-9 on property cycle....
Hi all, I have been a long time reader and first time poster. After reading on PC for quite some time, I have done a bit of home work and need...
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