Thanks guys. I think I just have to save like crazy for the next few months :D
Haha you guys are so above my level. I'm just trying to buy a large enough PPOR in an area I want.
Awesome info Peter. I know it's not related to the question but hopefully people will come across it when they search for this info. So if the...
Yes, but that's part of the answer, eg: If you need specific features or if the application is weak, you might not be able to get a discount. But...
Probably we went off the original question. :) I was simply asking "given that we have selected a lender, would the broker be able to get a...
So, you just pick one on your gut feeling and go with them not knowing if they are really competent? :(
Not sure what you mean. You say don't talk with multiple brokers and then say speak with few brokers? o_O The number of banks they have access to...
I thought they don't do a credit check at the preapproval stage.
But isn't that also the problem? The broker would be biased.
Ok, how do you figure out if the broker you've found can give the best deal? Do you recommend or even expect one to shop around?
Ok, so what prevents one from 1. talking to multiple brokers, 2. finding out the best lender they propose for your situation, 3. going directly to...
If it is not advertised, it should be lower right? I don't know if you want to disclose the figures, but is it significant? (eg: 1% or more...
How much % lower are we talking about? You mean, you've gone to the bank directly and negotiated a lower rate?
Hi, Just wanted to get some opinions on the question in the title "Can a broker negotiate a lower interest rate than what's advertised by the...
I don't have a particular property in mind. My intention is to steer clear of townhouses with a common wall. It's more and more difficult to find...
OK, so what I feel is that there is no point waiting if the reason for the wait is to catch a bargain. There might not be any more bargains.
Yes, it is a PPOR upgrade. Location or location & size. Can you elaborate? Do you mean that everyone will think the same way as I am, which...
If a townhouse neither has strata nor community title, we can essentially treat it as a freestanding house?
Depends on whether selling is "just an option". Selling is not an option. Buying when is the option. If we could buy without selling, then that...
I understand the prices have already fallen. Can't change the past of course. And nobody has a crystal ball. The two options are 1. Sell today...
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