@Sheep112 Be aware, that some lenders may adjust your minimum repayment (upwards) because your re-draw is considered new borrowing. Even though...
Maybe you could bundle it all up into a pdf for all the speed readers...please?
You could try talking to Colin Rice @ 12 Reasons To Choose Me to Be Your Broker (cdrfinance.com.au) He is in your corner of the world and...
Different brokers will be using different bank calculators. But all brokers have access to a range of lenders (and their complex non -uniform...
Ballarat?
hi Ross, yep families working together is great - and fairly common I think. But it does help to make a distinction between 'arm's length'...
Site has enough land (it is in sunny Vic), but back of block has a serious slope and tricky access. Craning in a pre-fab would cost about 25k due...
Thanks Tobe, I'll definitely be doing that - don't want to trip over myself with a bank if I can get the guidance of a broker to smooth out the...
Mobility issues for current long term tenant (family member). Current building requires steps up and down to access toilet, shower has 70cm wide...
So, if was to try this, I'd have a better chance asking the bank to lend me 90% of the vacant land value and keeping the change after I've paid...
Probably - but I'm a bit besotted with this place - great location, 1890s timber federation house at front with stained glass windows etc....
Yep - almost... need to take 1950-60s back end off a gorgeous federation house and replace with new bathroom, kitchen, lounge. Hoping to do a...
hi, so I'd like to go against all good advice here to avoid cross-collateralization and doing deals with family members.... * IP1 is in...
thanks - found other discussions with you and Paul that might clarify this one for me...takes a bit of brain power to digest!
Just to clarify a little further on the CGT discount.... If I bought a piece of land and built a house on it as an investment (rented out on...
Yep, I'm interested in this too. If you can afford to put your complete salary (after tax) into super, then is there any other penalty other that...
Can you dodge by salary sacrificing? I thought your income for 'HECS-HELP' repayment assessment included it all? I am personally very thankful...
How close are you to retirement? Are you planning to withdraw your super as a lump sum soon? If you can't touch it for 10 years or so, be brave...
Hi all, planning renovations (approx $100,000 worth) to an IP. It will become PPOR in about 20 years time. Architect has recommended going...
Hi John, not an easy question! Yes you can do the maths of investment properties (IP) vs principle place of residence (PPOR). But not all of...
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