Max super each. Leverage PPOR for deposit. Allows you to buy earlier and better tax. Look at other structures, such as trusts and investing in...
If it's intermittent get the tenant to take a video or photo. If it's overheating it's likely throwing an error somewhere too. The manual might be...
It's 3.6% in the OP. Step 1. Get a broker. If you don't want that, make sure when you call the bank you get put through to retentions, not...
Show your wife this thread, that should end the conversation. Literally no one is saying it's a good idea :D If she still thinks it's a good...
Sounds like he's got it all figured out. Not sure what the problem is :cool: It's a bad idea. If it works out at all, it'll be by good luck...
If this is the path you're considering then I'd at least do the numbers on buying outside of Sydney, wearing the higher stamp duty etc, and just...
Yea, I usually don't mention I'm leasing at all... unless I'm leasing through the dealer which I've never done. The few times I've mentioned...
Chat with a broker / accountant, but there is generally heaps of advice about this on here. Couple of things - you probably don't want to...
I've leased a bunch of cars... but a few comments noting that I like nice cars so I'm knowingly going into the decision with that info. - check...
Ok... so in the scenario presented in the original post, Lisa and Millhouse set up a discretionary trust to invest and are both beneficiaries -...
Thanks Terry & Paul, I have a meeting with a solicitor in a couple of weeks, but what I'm picking up is: - Try and get the split loan dispersed...
Hi Terry, I have had financial advice suggesting a similar approach - legal and accounting appointments to come. But before I meet with them I am...
In case you're still thinking about the depreciation schedule - get one. In regards to your question it would be above my risk threshold but i a...
Hi all, A hypothetical question. Once a contact is signed and before or goes unconditional, can it be broken by the seller? If so, under what...
I didn't read all the replies. My thought is, how much equity do you have and how much of your borrowing capacity is held up in the apartment ?...
Don't buy a 1 bedroom apartment. Rent where you are and invest elsewhere. LMI is fine if you think the property will go up in value more than in...
Hi Jacqui, I have considered increasing the contributions to get up to $30k, but given the performance of my super fund over the last little...
Hi Brady / Terry, I'll have a look into the LIC thread tonight, however, the properties are all Joint Tenants (couldn't get my wife to put any in...
It's not how much you earn, but how much you spend.
Hi all I'm looking for a bit of advice on where to go next. A bit about the situation - married, 2 young kids, mid 30s etc. My income ~$200k per...
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