Yeah, Would it be best to just ring them? So this is something to aim for?
Currently with CBA OO P&I on 3.89% on 369k loan and LVR of about 60% The guy from my local branch rang and I am going in next week for a new price...
No we don't currently need it now and would not need it till possible middle to late next year if we went down the buy an investment property
To be honest I do not know. Would have to weight up the options when it comes to it. I get where you are coming from.
Atm no we would not be able to service another loan. I agree staying on P&I will be better for interest on the loan. The only issue I could see is...
Currently we are on one wage due to a new born with the wife to go back to work part time early next year. When we refinanced middle of last year...
Anyone else have thoughts about the IO or P&I options?
Ok thanks, I think that makes sense to me.
I guess is it worth being on higher interest and IO to create more funds in the offset account? Yes I believe this will be the option we go...
We are situated in Mooroolbark Melbourne. The house is 8 years old and previous owners bought the back land off there parents and built. It is a...
Hi all have a few things going through my head and thought if I post in here people might be able to help my thought process. We bought our first...
Does a 1.36% discount sounds alright with CBA on $440k Owner Occ IO loan?
Thanks I will look into it. With that in mind will it effect my current refinancing? Does it need to be sorted out straight away. I mean yes I...
Yes that is most likely what I will do, I understand that it is mixed. Face to face does help when explaining things. I live in Mooroolbark 3138...
Thanks, I have always done the tax myself as it has always been basic tax with a few office deductions. This year I used HR block for some travel...
I think so, I just wanted to try do something to help out with our future goal. Now I've contaminated our current loan and not sure who to speak...
Ok, What benefit does it have over split IO? I see it doesn't have an offset account attached to LOC, that means we will be charged interest on...
LOC is new to me never heard of it?
We are able to do after settlement with CBA just was not sure where it came to make sure the extra money is put in the right offset
Ok thank's, So will it make any difference if I do it before or after settlement of the refinancing
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