I'm in this predicament as well. I have done depreciation reports for all my properties and I'm wondering if the Division 43 (Capital/Building)...
What lenders out there allow OwnerOcc IO rates if the purpose is investment but the security is PPOR? Are those type of lenders difficult to grab...
That probably sums it up. So despite the intention of paying down the other loan, they'll consider it cash out because it can be redrawn at a...
No cash out, strictly to: * value property and extend loan to 80% * use the extra funds to reduce a split loan (with another lender) So it won't...
My fixed period for one of my loans are about to end and I was planning to draw equity from it with the purpose to subsume an existing split loan...
I'm aware of Adelaide Bank & Bank Australia
Maybe the bank imposes limits on the offset. Just came across one of the propertychat's ads and saw: Home Loans They have a limit of $15000. The...
Have to agree with Lindsay. The OP clarified in: Best rate 2.49% x $600K vs 2.69% x ($600-100K) None of those options mentioned by the OP shows...
Own home loan - 86400 First smartbank just announced their home loan rates Not saying it's the best but I'm interested to see how they are in the...
Don't rush...take...your ...time in getting back to us. If at all.
I have a friend (really, I do have friends) who was discussing borrowing capacity as she already has a few IP under her belt and is looking at her...
It's the gateway to Narnia
This is the modelling I'm most interested in as I don't have non-deductible debt. If I were on an IO loan for 5 years, the P&I-IO difference would...
@Peter_Tersteeg wrote a thread on it here Cross collateralisation - 10 reasons to avoid specifically: #9. It is so much harder to move banks, if...
I find that the subjection of attacks primarily comes from passive aggressive posts who want to stir up issues almost to a point of trolling. If...
Are the loans crossed?
Oh and @Xavier comes to mind as well. That name was dancing in the back of my head all day...
I wouldn't go as far as that but I would think he's more akin to @DowntownBlock who created a very similar thread back in 2017 (Sydney property...
I (currently) don't have a credit card with any of my lenders but was considering to apply for one since I'm already paying a "package fee" which...
I have a loan that was 90% LMI and is fixed for about 12-13 more months. It's on 4.77% due to the LMI but I was thinking to draw equity and split...
Separate names with a comma.
