What would considered a reasonable home loan interest rate to have at the moment? Currently have the following but wonder if better is possible or...
How do I get a common property maintenance issue that is affecting my property dealt with (it’s been nearly 2yrs since first reported)? What...
How long after a refinance/settlement takes place do loans usually take to close off - it's been over 4 weeks now since settlement. Out of 4 loans...
Current MB is making some concerning errors in trying to organise refinance - quoting incorrect repayments (IO vs PI), working out incorrect loan...
When you say the lenders base on 'total amount' do you mean the properties are cross-collateralised, is that one big split loan for both?...
Sorry, I meant is it standard for their IP/IO loans as in do they only offer the one option, which has with $1500 +$363 fees....this is an...
I was quoted that in the calculations for the investment IO loan, not the PPOR loan (“Basic Flyer Home Loan Variable (Construction) Interest Only”)
Does Macquarie have a $1500 application fee or would it be a typo in the info mb gave me (++ $363 legals)? This seems so much higher than any of...
Wanting to refinance IP and PPOR which has a small equity draw loan that was used for the IP deposit. - If I refinance, should I add the equity...
1. With the oversupply of units in Brisbane, do townhouses/villas come into this or is it more high rise units this refers to? 2. Has anyone...
Thanks....yeah I figured that which is why I wanted to make sure I could borrow later if I fix now. Have enough savings to cover loans/ shortfall...
Fixing PPOR home loan...loans with CBA, currently 3.09% PI (& 3.55% PI equity loan for IP) both variable.... and 2.09% IO fixed for the IP till...
Can anyone recommend a reliable Property Manager in the Brisbane North area (Zillmere)? I had a decent one but the owner retired and sold the...
It was a walk through valuation, my property has been gutted and renovated in last 6 months so I wanted that. I've been through several comparable...
Yep, he sent me his new calculations....$1217. CBA got their valuation done, I thought it was a bit low, but how can I get a higher one when they...
So they've recalculated it manually, apparently the system didn't add in what was already paid....and come up with $1250LMI for $10k. I paid $1216...
Thanks, I'll have to follow it up further....maybe try a different branch with an onsite lender rather than this mobile one.
Maybe he read $600 as $6000? He redirected me back to the branch who referred me to him and now they are chasing me to go the personal loan route...
CBA, and they organised their own valuation which came back at 500k last week.
Trying to take a 10K top up on a property valued by bank at $500k to do some renos on an IP. Loans against that one are approx 385k plus 30k -...
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