If I do option 1 - Equity release (deposit towards IP3) will be secured against property 1 - Bank 1 - Equity release (deposit towards IP3) will...
all good feedback guys thanks side Q - if for some reason, I don't end up using my current IO equity splits from my 2 properties --> at the end...
Hi guys, Currently got 2 properties and some existing equity - looking to buy another investment property --> my structure ideas are below: 1....
Overlooked that point thanks Lindsay - if I were to put the 10k redraw funds back into offset - is there a way to preserve the tax deductibility...
i was planning on using the redraw for personal use with no consequence - i just thought that since loan is fully offset - i'm not paying any...
but my offset account is fully offsetting the loan balance atm (both 30k) so the redraw isn't technically saving me any interest? please explain
was planning to put it into high interest saver so I'm actually getting interest on it - good idea? since it's not doing anything in redraw (as my...
Hey guys, Got a P+I loan split (30k) owing with a redraw amount of 10k and attached offset account (30k) so paying no interest currently If I...
in my mind, having the offset account on ABC debt allows me to maximise paying it down when it is non tax deductible and then being able to...
Hey guys, Wanted to get your thoughts on whether I am optimising the tax aspects of my situation: - Currently living at home with parents - Got...
noted thanks Scott
really clear thoughts thanks! if i move back in, is there a minimum time period I need to move in to allow the 6 yr reset?
Hey guys, Wanted to seek some high level thoughts on my situation - got an investment property (which was originally a PPOR settled in Nov/Dec...
I assume you mean owner-occupied property debt - if so not currently
Hey bro, getting a bit deeper into it now: 1. In terms of ATO - if I register my TFN with CMC - does that mean I don't have to register my TFN...
woohoo got into VAS and VGS now - one of my relatives has recommended going into US/global ETFs too - in your experience, is there much taxation...
Are you basing your limit price on extensive research or gut feeling out of curiosity? Just want to see how involved you are here
ok in my case, I'm gonna be passive investor - so basically set and forget - in this case, should I just do 'at market' and expiry as 'good till...
fair point, for simplicity for CMC - do I buy at limit price or at market or conditional? once I know this, I'll just manually buy it every 2 mths
CMC looks great but looks like a complicated platform to use - looking to do recurring buy, is it possible on CMC? and are there any key...
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