The REA send a company to do Gas and Electrical safety check at my IP which is mandatory in Vic every 2 years. They have send an invoice for that,...
My current loan situation is this: 1. Inv loan, P&I $603k @6.64% with ANZ and they are not willing to reduce the rate. Prop val: $820-$840k 2. OO...
Ok, made a stupid mistake. Got some unexpected extra money in my salary account with Bank A. Transferred the money by mistake to my IP loan...
Made a stupid mistake, got some money from redundancy in my salary account. Transferred it 2 days back to my IP loan account with another bank by...
Don't know where else to ask. Does employees working in Banks (specially the big ones) get any good benefits on home loans. I mean benefits like...
I am not sure how to explain what I am after. I think I want to know if there is a way to optimise negative gearing. I converted my PPOR to IP....
I have a variable and a fixed P&I loan for my PPOR with Macquarie bank, split about 60:40. The variable one has an offset and fortunately I have...
I have rented out my property that used to be my PPOR. It is a variable interest loan. I haven’t told the bank that I have rented out the property...
I have bought a new house and going to move in soon. I am going to rent out my current home. It is on P&I variable loan with offset and interest...
I am reading this article which is saying that for investment properties the amount of Depreciation is added to Capital Gains amount at time of...
I have bought new house, going to settle in 40 days. I want to rent out my current ppor townhouse in Melbourne. As a new property investor I want...
I have now entered the serious phase of my search for a new house to live in Brisbane and have appointed a Buyers Agent. My criteria is less than...
I saw a property online that looks great and well maintained. The thing is it backs into a golf course, there is a gate on the backyard fence that...
This is a question for Mortgage Brokers in the forum. I recently did a refinance to Bank Of Melbourne. It took a long time to settle but there...
I have started my property search in Brisbane. One thing that is must for me is Gas cooking. But in Brisbane it seems many (most?) properties do...
This the first time I am reading through loan contract mortgage terms from a bank. This seems quite onerous but I am assuming they are standard....
As you may know I am researching lenders for a new home loan. Of course traditional criteria like interest rates, servicing etc. are important,...
Anyone has taken loan from People's Choice CU? My broker has indicated them as an option as they apparently uses a 5% rate for assessing rather...
I have read some relevant threads and tax tips on converting PPOR to IP. But still I am posting my own situation to double check. I bought my...
I have been told by a Brisbane based buyer's agent that the standard settlement time in Qld is 35 days. I am in Victoria where it is 60 or even 90...
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