Hi all, Just looking for some advise on a financial hardship request I plan to submit to Macquarie. My wife is due to go on unpaid maternity...
Hi, I currently have a P&I investment property loan and am trying to figure out if I am better off changing the loan to interest only. A premium...
I am trying to build a spreadsheet to figure out my taxable gain/loss on my investment property Just have a few questions: Is rental income...
Hi all, I've started to think about FY22 tax time and decided it's time I get an accountant to lodge my tax for me Just wondering if you guys...
I have a 170k variable investment home loan with macq. The current rate is 2.49 perc and I have the option to fix it at 2.99 for 2 years. At...
I got them to agree to settle on the contact date, catch is that I need to let them stay in the property rent free for 2 weeks. I am probably...
Unfortunately nothing in the contract to penalise the seller for not settling as per the contract. Basically they don't settle on the contract...
They want to extend settlement as their new build has been delayed and once they settle, they will need somewhere to stay for a few weeks until...
We are due to settle on the 17th Feb, and our conveyancer has been contacted by the vendor to extend settlement for an additional 3 weeks. We...
Just looking for some advice. We have just been asked by our conveyancer if we would like title insurance on our upcoming property purchase and...
If my spouse and I have fully paid off our PPOR, so no monthly repayments, we would be more than comfortable with 60k p.a after tax in today's...
Thanks for the suggestions guys As I thought, I will work on increasing my household income and also pay down as much non-deductible debt on my...
Hi all, Happy Australia Day ! Hoping I can get some advice and tips on how I can work towards my 3rd property ! Once we are able to generate more...
BnP is definitely one to add to the list, thanks I've only used conveyancors for my PPOR and 1st IP, do lawyers cost more but add an extra level...
Hi All, Just starting our in the investment property space and have just purchased my first IP. Previously, I used to do my own tax returns...
So we had some good news from our broker today. They received an email that we are unconditionally approved ! I believe my spouses pay increase...
Thanks for the tips we have no credit cards, no hecs or car / personal loans. We brought all this to zero before the pre approval There are a...
Hi Tony, no there was been no changes to our situation and DTI from our original AIP approval I feel bad but might have to change my broker to a...
Yes, I through the lending part was secure since we had the AIP. We purchased 19 Dec 21 with a 60 day settlement, and only heard back from MeBank...
Hi All, I am in a bit of a situation with our unconditional approval and if you have any feedback it would be greatly appreciated! We received a...
Separate names with a comma.