Hi everyone, What’s your December 2024 interest rate prediction?
How long should I wait to install a new roof after restumping?
How do you get rid of a guarantor loan with ANZ? Do they accept an increased in valuation so LVR is under 80% or will servicing need to be met as...
Quick question before tax time I purchased a property in 2017 FY with a 10% deposit. I claimed 1/5 of the LMI in 2017 and 2018 FY. In 2019 I...
Excuse my knowledge of specific legal terms Is it possible for a team of investors to create a company for the purpose of purchasing property....
Hey All, Do hard money loans show up on your credit file? Would it be possible to get a hard money loan and use it as a deposit (20%) for a...
Do any lenders accept sole trader income after 6months of setting up ABN at a 80% lend? Cheers, The Don
hi team, I have recently started a business. How long does the business need to run for in order for banks to accept the income? 80% and 90%...
Hey All, I have a question about ANZ’s DTI situation. I see online they do not accept applications with a DTI above 9. Applications above 7...
I’m wanting to purchase my PPOR and have a limited deposit (do not qualify for first home owners schemes) My parents mortgage is with CBA. If I...
Hi all, Has anyone set up a company/trust/sole trader ect to trade shares? How did you set it up and any? What are the ongoing costs? What can...
My partner and I are looking to buy our first PPOR. I have quite high debt as I currently have a few IP. So banks will really only be looking at...
Hi all, Is it possible to use personal loans or loans from other financial providers and use that as a deposit? Eg borrow $20,000 to help go...
I am in my 5th year off full time work and have 30k in my superfund. (Should have been more if I didn’t confer my shares to cash last year) I am...
Hi, I’m 27 and would like to buy a a PPOR. I currently have 3 investment properties in Melbourne and do not want to sell any. I have used a...
How long do banks need you to hold a second job (part time) for them to count it towards your income. 3,6,9,12 months?? What about lenders like...
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