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  1. Blessing Matshaka
    Post

    Live in PPOR or rent it out

    Or and cost, further from the city = cheaper
    Post by: Blessing Matshaka, 26th Sep, 2022 in forum: Investment Strategy
  2. Blessing Matshaka
    Post

    Live in PPOR or rent it out

    Oh, its in a location I absolutely love and want to retire at. Just want to simplify life for everyone in the short term as we spend too much...
    Post by: Blessing Matshaka, 26th Sep, 2022 in forum: Investment Strategy
  3. Blessing Matshaka
    Post

    Strategy: Borrow Against the Main Residence for an Investment Loan

    Aha, thanks Terry
    Post by: Blessing Matshaka, 12th Sep, 2022 in forum: Loans & Mortgage Brokers
  4. Blessing Matshaka
    Post

    Strategy: Borrow Against the Main Residence for an Investment Loan

    Ohhhh…. Thanks Jason
    Post by: Blessing Matshaka, 12th Sep, 2022 in forum: Loans & Mortgage Brokers
  5. Blessing Matshaka
    Post

    Strategy: Borrow Against the Main Residence for an Investment Loan

    This… what does paying the funds back into the loan and then redrawing do that moving directly from offset doesn’t do. Thanks for stretching my brain.
    Post by: Blessing Matshaka, 12th Sep, 2022 in forum: Loans & Mortgage Brokers
  6. Blessing Matshaka
    Post

    Strategy: Borrow Against the Main Residence for an Investment Loan

    I know this will show just how green I am so will appreciate being referred to further reading Why does one have to pay the PPOR loan from offset...
    Post by: Blessing Matshaka, 12th Sep, 2022 in forum: Loans & Mortgage Brokers
  7. Blessing Matshaka
    Post

    What to do with savings above offset amount

    Thank you, and good luck with your plans.
    Post by: Blessing Matshaka, 5th Sep, 2022 in forum: Loans & Mortgage Brokers
  8. Blessing Matshaka
    Post

    What to do with savings above offset amount

    Yes, I did assume lower loan on PPOR is better and I haven’t spoken to a broker as I only borrowed a few months ago. I’m always challenged to...
    Post by: Blessing Matshaka, 31st Aug, 2022 in forum: Loans & Mortgage Brokers
  9. Blessing Matshaka
    Post

    What to do with savings above offset amount

    I have a lot to think about, thanks
    Post by: Blessing Matshaka, 31st Aug, 2022 in forum: Loans & Mortgage Brokers
  10. Blessing Matshaka
    Post

    What to do with savings above offset amount

    I don’t think I can borrow any more….at this time at least
    Post by: Blessing Matshaka, 30th Aug, 2022 in forum: Loans & Mortgage Brokers
  11. Blessing Matshaka
    Post

    What to do with savings above offset amount

    Great idea, thanks
    Post by: Blessing Matshaka, 30th Aug, 2022 in forum: Loans & Mortgage Brokers
  12. Blessing Matshaka
    Post

    What to do with savings above offset amount

    And if it is to be PPOR for the greater part in future I take it this wouldn’t apply?
    Post by: Blessing Matshaka, 30th Aug, 2022 in forum: Loans & Mortgage Brokers
  13. Blessing Matshaka
    Post

    What to do with savings above offset amount

    I think I left out it will be IP only for a few years and hopefully become PPOR again in about 4 years or so. At least as far as plans go, who...
    Post by: Blessing Matshaka, 30th Aug, 2022 in forum: Loans & Mortgage Brokers
  14. Blessing Matshaka
    Post

    What to do with savings above offset amount

    Thanks Tony
    Post by: Blessing Matshaka, 30th Aug, 2022 in forum: Loans & Mortgage Brokers
  15. Blessing Matshaka
    Post

    What to do with savings above offset amount

    Thank you, I’ll have explore what term deposits are,
    Post by: Blessing Matshaka, 30th Aug, 2022 in forum: Loans & Mortgage Brokers
  16. Blessing Matshaka
    Post

    What to do with savings above offset amount

    I’m going to rent, can’t afford another loan just yet.
    Post by: Blessing Matshaka, 30th Aug, 2022 in forum: Loans & Mortgage Brokers
  17. Blessing Matshaka
    Thread

    What to do with savings above offset amount

    Hi all, Thanks for reading… I have the following split loans on my PPOR Loan 1 - Variable $80k Loan 2- Fixed till end 2023 $510k Not much or...
    Thread by: Blessing Matshaka, 30th Aug, 2022, 25 replies, in forum: Loans & Mortgage Brokers
  18. Blessing Matshaka
    Post

    Thoughts on a relocate to Qld strategy

    Thanks for the update and the inspiration. I am a also a ‘in my 40s solo mum’ Came to Australia in 2018 and in 2021 purchased my first property,...
    Post by: Blessing Matshaka, 30th Aug, 2022 in forum: Investment Strategy
  19. Blessing Matshaka
    Post

    Does building a positive cash flow passive income mean buying a lot of cheap apartments?

    How much dormant equity does one require to do this. I know OP has more than enough, asking for myself
    Post by: Blessing Matshaka, 9th Jun, 2022 in forum: Investment Strategy
  20. Blessing Matshaka
    Post

    First property in Sydney - apartment in Surry hills or house in st Mary /mt druitt?

    I guess the question is do you want to live in the property at any point in future or it’s just an investment decision. If it’s just for...
    Post by: Blessing Matshaka, 25th May, 2022 in forum: What to buy
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