yes
I think in this lending climate, more people like myself is restricted to borrowing capacity rather than equity. Sucks that my wife decided to...
I hope he told you that the equity loan from your PPOR1 will not be tax deductible when you move into PPOR2. Kind of a useless strategy unless you...
Isn't that effectively holding 2 PPoR. Hold 2 and keep moving into another before 6 years lapse. I thought the 6 years policy ends as soon as you...
I was able to keep buying for a while without extracting equity. Now servicing is the bottleneck. Capital can always be saved.
Before APRA, definitely CG focus is better. After, you definitely need to focus on cash flow too. Unless your income is huge but if it is, you can...
Hi T-trade, Yes I did consider that as well. But I basically disregarded the massive increase of the valuation within short period of time for...
Not sure if anyone has realised this but the LVR that was given is most likely "original loan vs current market value". There is a big possibility...
Just wondering what sort of family salary band you are on. Spending 1.3m just for good school zone is a lot of non deductible debt to hold. I am...
Good on him for doing this at such a young age. I was still deep in Uni at that age and didn't even have anything in my name. Interesting that...
Get work to pay for car and fuel.
I'm quite sensitive to noise. I think even if it is not directly under the FP, it will be quite annoying. A friend of mine just bought a house in...
Agree with avoiding the flight path. Kinda contradicts with Mile End recommendation though? Contemplating getting a new owner occ with the...
How did you take this photo of me? Stalker.
I should write a story. Had 10 by 30. Probably wouldn't make the spotlight as none of them are in Sydney though haha.
The US net after fees/ rates is a big drop no?
That's totally misleading then. Since this strategy relies on your taxable income bracket. People earning >180k will have a much easier time to...
My property portfolio is returning more than 8% but I still use negative gearing (with depreciation and other costs) to return it to positive...
Exactly. Wrong price for the wrong location.
7% yield after build which is pretty good.. But I think it is better buying existing properties up in that area and get 6%+ yield with ability to...
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