Hi, Is there much complexity in buying internationally publicly traded stocks via a trust? In the USA would we not just have 15% withheld, and...
Thanks as always, didn't even know some of those options existed. Pays to have a knowledgeable broker like yourself!! Some really good options to...
Would it not be the same with any P&I from any lender!? Clue please:D
Would the interest charged be minimal, and mostly principal repayments if i do this? Wouldn't the repayments be calculated on the total loan of...
Update: accountant says okay, if bought in my name alone, and i receive all dividends and no detours, i can claim 100% of interest.
Hi, Looking at using a split to invest money in stages. The differential of P&I vs IO loans is a about 1%, so have opted for P&I to save on...
As far as i have read, if you have a trust and any interest in it eg trustee/beneficiary/appointor, all the assets and income of the trust will be...
Hi, Partner and I have a home loan jointly. If we split a portion off, and then i alone buy some shares as an investment, can 100% of the...
Oh okay i didnt realise that. Thanks! So if the loan the trustee is IO, the loan that the individual is taking out is completely irrelevant to...
Hrmm Does that mean the loan from individual to trust be a P&I too? I think the commercial loan needs to be paid off in 7 years as far as i...
Practically speaking with regards to jointly withdrawing from a split P&I loan and lending to a trustee, how does this work. Say i split $250000...
Sorry, just read your post linked above on pchat, clear now :) Thanks!
Hi Terry, not sure what you axes represent? But so slowly at first, and faster later the limit that we can redraw declines? Not too much of a...
Bit confusing. So dont necessarily have to specifically exclude persons that may receive Centrelink benefits in the future? But they may or may...
Hi, Creating my family trust where the beneficiaries are reasonably generally stated. However 2 of the parents/in laws are receiving the...
Thanks for the reply, it's just a standard re-draw loan. Hopefully as default you can, will ask bank manager later on. Good point about the...
All good worked it out!! Using an interest rate calculator found over 5 years prior to refinancing, approx 10% of the loan is paid down in a P&I...
Hi guys, Trying to decide between if using a P&I loan is better, as it 1% cheaper than IO. However, we will end up paying down some of the loan...
Thanks Terry - as always that clarifies everything
Hi Terry a couple of questions, If i lend all the funds to the trust which then purchases shares, would this forfeit the dominant purpose being...
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