Hi Johny Bonds are fine. I see them as lower volatility/lower return than more aggressive asset classes like shares and property. I don't hold...
Hi Redwing I know emerging markets are a lot more volatile, but my understanding is they will potentially offer higher returns in the long...
In 2011 I set up my core portfolio using ETF's: 50% Australia (STW) 30% All World ex US (VEU) 15% US total market (VTS) 5% BRIC (IBK) I...
worth speculating? so with making losses, ratings downgrade etc. QAN is back down at record lows. will the government step in and save them or is...
So 3 of the majors have started raising their fixed rates. I can still get a .31% discount from the variable rate for a 2yr fix on my loan, or...
have you tried Citibank? not sure if they can do it but might be worth checking.
Thought I'd bump this thread since we now have interest rates at historic lows, and I guess the likelihood is the rate-cutting cycle must be...
no worries, thanks for your help. just to confirm, if i'm buying different shares, is that end of story not a wash sale? or does the dominant...
thanks Terryw the link is interesting. paragraph 6 seems to confirm that in all of my examples the assets are not the same or substantially the...
I'm seeking some clarification on what constitutes a wash-sale. Particularly what the ATO would classify as "the same, or substantially the same,...
Right. I think I was confusing wholesale fund with wholesale account, will look into that. Ok now I understand FI better (told u I was naive :o...
Thanks for the calculator :) If I DCA into a wholesale account (thanks I hadn’t thought of that) it would save on fees, but would the trade-off...
I made the mistake of being in the workforce for over 10 years before even thinking about investing :( So the advice I would give is don’t do...
Thanks Johny What would be a decent DCA strategy with that amount? I’m thinking maybe 10 or 12 monthly instalments. Yes the fees will be more…I...
Hi All, I’m a good saver but don’t have a financial education so haven’t invested at all before and am quite naive. I’ve been reading the very...
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