Multiple Pensions Its possible to solve the diversification issue within one pension in a number of ways (via wraps/Master Trusts of a SMSF...
Transfer The secured property can be transferred via the will but the bank will not realease the guarantee (and allow the property sold) until...
Using Trusts to buy with other parties Buying property through any structure with other parties brings added complexity and risks. If the...
Overseas loan If this were easy (and free from risk) everyone would be doing it. The issue is finding an overseas bank that will take your...
A different perspective The FOFA reforms while well intentioned are a classic example of poorly thought out policy that will not achieve its...
Deductible advice fees in practice As previous posts indicate, the letter of the law is that fees for upfront advice is not deductible. However...
Go for a drive. My suggestion is you need to drive or fly to the nearest major centre for a day. Set up and interview 2 or 3 accoutants in a day...
Hi Dissed, Good competing products for you to compare would be Asgard ewrap, Macquarie wrap or BT wrap. All of which may or may not be suitable...
Devils advocate My advice is to always ask (and answer) the following question before making an investment decision: What if I'm wrong? In...
TPD payout Once a TPD claim is paid a recipient is free to do whatever they like. If however there is a liklihood that your friend will be able...
CGT While sometimes one can justify shifting an invesmtent property to a trust and wearing the stamp duty for a debt restructure I am yet to see...
Insurance I concur with Superman. Thats the way to go. I'd add you need to insure each party against death, and TPD at a minimum to protect the...
SMSF and pension recasting There are numerous traps when considering recasting a pension (rolling back to Super and then starting a new...
Diversification and Share vs Property. Its always facinating reading the diversity of views on here. Diversification does reduce risk and...
Buying IP in a Trust It may be of benefit to buy the IP in a Trust Structure that will allow you to control the flow of Income distributions...
A number of options Rob, If your 9% is taking your compulsory SG contributions past $25,000 it suggests you are drawing as salary more than...
$1M to retire on I'd suggest starting with working out what sort of lifestyle you want in retirement and working out through a budgeting process...
Personal Guarantees and Individual Trustees Giving Personal Guarantees don't usually make a Superfund non-compliant. I'm not sure why there is...
Multiple Investment properies As you mention you have multiple investment properties it maybe you should look at your new SMSF in a more...
Insurance similarities The reason most Trauma policies are the same is competition. As soon as one player gets a competitive advantage the others...
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