The amount you can borrow has fallen by over 30% in the last 2 years. 2024-2025 will reverse this trend where borrowing powers rise again, likely...
The 'unexpected' 2023 Sydney Property Boom is over. From here, price growth will likely stabilise in coming months. On the back of a 10% increase...
The most common question i get asked now is 'Where Should I Buy?'. I've attempted to answer this, using the state of state's report was released...
The new 1% refinance buffer policy that many lenders offer allows Aussie’s to increase their borrowing capacity by 20% for purchases. This...
We unpack 11 predictions for the Aussie Property Market in 2023. We've got this post in a lot more detail with a lot of cool charts in an...
Interest rates are one of the largest drives to property prices. After a 300bp rise in 2022, where will interest rates head in 2023? The...
PC community, I would love your opinions, ideas and help. Now I’m finally out of the new dad haze, I’ve started a podcast, Australian Property...
The great Australian dream of home ownership has just got a whole lot easier for First Home Buyers, with a potential $66,700 UPFRONT saving in...
From last October, fixed rates have been rising aggressively. The wave came, and it hasn't stopped since, with regular fixed rate rises occurring...
On the back of rising interest rates, your borrowing capacity will fall materially in coming months. Lending market changes often foreshadow...
In recent years, Sydney & Melbourne median house prices have shown a close correlation to borrowing capacities. The more one can borrow, the...
{Note from mods - this thread split from here: The definitive Sydney 2022 Q1 and Q2 market analysis and conclusions} The multi-bn liquidity...
Hi brains trust, We are exploring the idea of JV's on developments we already own and taking it to completion. The purpose is to move things...
With signs of inflation appearing and other central banks increasing interest rates recently, the market is beginning to price in interest rate...
With house price growth approaching multi-decade highs, regulators are now planning reductions to overall borrowing capacities. We expect...
Covid19’s impact on the economy will mean broad ranging changes to the lending market. The uncertainty in the economy will change the risk...
Australia has joined much of the developed world and begun engaging in what is commonly known as 'Quantitative Easing' (QE). The purpose of this...
We are in the middle of an unprecedented economic crisis. The purpose of this post is to unpack some of the potential economic consequences to...
Hi all, Confidence Finance is expanding and we’re looking for 2 Sydney based finance brokers to join our team. Given the quality of people I've...
Thought a thread tracking all rate changes is appropriate given the rate cut just announced: So far: ANZ: 0.18% cut on all variable rate...
Separate names with a comma.