Love the simplicity. 2.5% increase per rate cut.
With unemployment increasing faster than expected, inflation coming down quicker than expected... Without rampant population growth - we may be...
There's a lot of common frustrations you've pointed out @sfdoddsy - those that have actively participated in Sydney will have felt the same --...
Your timings ok to pursue anz if you prefer, if it drags for too long, you can return the ING docs and settle on that. Good position to be in...
Stand alone. It would be optimal to release equity to fund the purchase from your PPOR and get a standalone loan for the investment. Ie ask for...
Interesting, there is a LOT of frustration at the process of buying a house in Sydney. For new buyers, the actual clearance rate is a waste of...
Its not just the upper east, its everywhere. Sydney planning proposal changes are driving a frenzy atm too. Makes sense, IMO it is the biggest...
Its an investment forum - i think on that metric alone, its a 'could be better'. BUT As a dad, i'd do exactly the same. I've seen people in our...
A lot of this particular policy change is very much at the margins of who qualifies. Westpac already adjusted their policy a few months ago on...
I mean this is the kindest way trying to add some value to your new career; these are the questions you want to have answers to as well: > What...
I like Connective but havent shopped around ever. Credit checking isnt free, but not to exxy. Accreditations quick - few days. Yes to all....
Re APRA & Rates - i think that'll be based on how the economy slows. If inflation comes in low, employment growth comes in weak - it could be...
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If in Sydney, they can be great. Will be a skytower in the future. Think Parra Rd/Anzac Pd/Princess hwy down near arncliffe-kogarah, etc....
Very strong today and start to the year in general. Will repost diff version of the charts early next week, thanks for the feedback
IO loans are sitting around 18% of total stock I think at the moment. So any uptick would have to be massive to cause any apra issues (they set...
Why do you draw that connection? Interested in the thought process between higher lending amounts and IO? Not too sure it'll have too much of a...
Thanks heaps! Will try and fix. :)
Re APRA 2% buffer change, some of my favourite commentators think there's a chance they INCREASE the buffer. Strange in my opinion, but reflects...
Yes its huge - we're doing a bit of research into this now. There's a big qn about how permanent this is. Is there just a permanent increase in...
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