Yes, doing it via a SMSF would be a good way to do it, but our super balances are not high enough to justify setting up a SMSF. John.
Sharon, That's a great help. Thanks. John.
Thanks for the link to ING. I'll check that out. But are all your suggestions for insurance outside super. I'd still don't know how to find a...
Thanks Dan, I'll have a look at ING. To me it seems strange that they'd offer income protection for someone without an income, but not TPD....
Hi All, We're sorting out my wife's personal insurance but have run into a bit of a snag. We're trying to get Death and TPD through her super,...
I don't really understand why someone would want a capital protected loan, unless they want to be a totally passive investor who doesn't really...
Sorry, just had a look at the Eureka website and couldn't find it. I'm not a subscriber, but it was one of their regular free articles at the time...
<offtopic> The Southpark re-run last week said it best: the choice is between a Giant Douche and a Turd Sandwich Douche and Turd - Wikipedia, the...
I'm not trying to be negative dkmc (I'm a fan of the DFA funds as well, and I love your work :)), but your point above is not something that I...
When I asked Commsec about using another margin lender the response was that it is easy to do but: $80 brokerage for a trade seems a bit...
Hi All, Just read that Alan Kohler and friends have launched a new web site focusing business news. Unlike his Eureka report it is all free. You...
Hi dkmc, Thanks so much for sharing what you've learnt and what you're currently doing. I'm about to start on a similar process myself - although...
I also use an online video service (webflicks). I'm interested in what you see as the long term viability of the local video store. I think the...
I think this is an important point that I have been thinking a lot about lately. I read a great article in a recent John Maudlin newsletter...
I agree. I did not buy the NI shares for an income stream, which I why I do not expect to ever be excited by these distributions. I bought in the...
I own a small number of shares in NI, so I'm happy that it will be paying distributions, but I'm not overly excited yet - at 1.5c I may be able to...
Hi All, I'm a long term (ie, very lazy :)) investor and don't often check the unit prices of my managed fund investments. With all the volatility...
Hi Tulip, Welcome to the forum. In my understanding having the money in the PPOR offset is not going to help you in terms of debt recycling...
Your option a) is too restrictive. If you'd left out the word 'ok', or better yet, substitue 'ok' with 'boring', then it would appy to me :( John.
This is where having the offset setup that we've been discussing would have been ideal. Otherwise you're a bit stuck if you want to make the debt...
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