I'm retired. I understand, but the reset occurs pretty quickly so I'm not too concerned. Not all FPs provide value I'm afraid. And once...
I have no idea. It won't be something I will need to find out as I started investing in super a little late and therefore won't reach the cap.
We were using advised for several years, now we're non-advised (didn't see the value in having a FP). Yes, BT said we could create multiple...
Yes, that's exactly what BT Panorama said we can do i.e. one account that you can continue to reset.
BT Panorama said I can only switch between accumulation and pension on their platform - I can't actually have both accounts simultaneously. We...
I spoke to BT Panorama and they said I need to keep switching between Pension and Accumulation phase. They said a Pension reset is required each...
That's a very helpful explanation - thank you!
If a business is not currently registered for GST, can they charge you GST? And is the following website reliable/accurate when it comes to...
Apologies, I wasn't clear. I believe the plan is to withdraw a pension from super, but to switch back to accumulation when it's time to make more...
My super is invested in Vanguard Balanced Index Fund. I'm considering investing future super contributions (around $1M - if the rules don't...
What are the odds?! I’m sorry you’re in the same situation, but I’m glad you’ve found this thread helpful. The only way we could solve the...
Is that for people who are still working? I am retired.
Unfortunately, I find super quite confusing, so I don't know what's best. That's why I hired a FP, but I'm not sure if their advice is very good....
Well, that's part of the problem - our FP isn't very helpful. And we've found that FPs don't always provide the best advice, so it's good to get...
We are maximising concessional and non-concessional contributions into my super (using bring forward rule for non-concessional contributions)....
I don't understand the bit where you said it will be recontributed back to my accumulation account. Could you please tell me what you mean?
You're right - we were switched to pension phase at one point and it didn't trigger CGT. Regarding the option you shared - wouldn't that result...
That's exactly my line of thinking.
My FP switched me to pension phase briefly when I first started working with them and it didn't trigger a CGT event. Yes, I don't currently need...
I’m in my mid-60s and started making super contributions a couple of years back - there’s currently about $500K in my super. My super hasn’t been...
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