Do I pay capital gain tax on holiday home? If I buy a property, renovate it and sell it do I pay capital gain tax? Property never rented out. It...
Is there an lender out there who can use PAYG income as per my employment contract for loan servicing? I am an IT professional and I receive...
During investment property loan refinance bank asked saving account details where surplus money is to be deposited. I gave them my everyday...
Hi Is there any lender (except newcastle permanent) offering cashback on new purchase ? I know there are plenty of cashback offers on re-finance...
Hi everyone, Looking for suggestions as I am looking to buy this property for duplex construction. As you can see sewer is running through the...
I am looking at a property contract that shows only the dimensions of the land in feet and inches. It doesn't say what the total area of the land...
Hi, Breaking out from fixed rate loan, how break fee is paid? Is it added to loan amount so that new loan amount is now bigger? What happens on...
Hi, Garage slab shows a hairline crack. House is 6 months old. Built by a "reputed" builder in Sydney. Apart from builder's 7 years structural...
Do mortgage brokers have extra negotiating powers? For a new purchase or refinance, can a mortgage broker arrange a better deal (lower interest...
The way I see it, the only way one can beat banks via fixed interest rate is by "luck". Banks have access to more data and insight compared to a...
In a downturn housing market, LVR may turn out to be exceeding 80% if bank decide to conduct a valuation on existing mortgages. In that case if...
Hi, I know hiring a good accountant would minimize the chances of penalties should there be an ATO audit. But only the tax payer is responsible...
While reviewing the end of year statements I noticed the tenants haven't been charged for water usage. The RE agency now has new property...
Hi, While preparing the excelsheet of income/expenses, I am calculating the borrowing expanse for the property we purchased earlier this year. I...
St George rejected our loan application (refinance of 1.8m) based on serviceability. Our credit history is excellent, we don't have any bad loan....
Hi I am interested in buying my neighbors property in sydney but unsure of how to approach them so that it leads to favourable outcome. Both...
Hi, (see attached image) I have my house just built and the builder has left this pipe sticking out of the ground. I talked to builder admin...
I have a portfolio of 6 investment properties (4 of them have granny flats) having total of 10 tenancies managed by 3 separate rental agencies....
Hi, Is there any lander that has acted upon APRA proposal to change the interest rate serviceability test from flat 7% to 2.5% above mortgage...
Hi, I own a site that has an FSR of 1.1:1 while my neighbor's site is 1.3:1. If we were to amalgamate our sites for development purpose what...
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