thanks Paul. I am not looking to discharge Loan 1. All I am looking for is to simply maximise the total sum of tax-deductible loans after I move...
thanks for the reply, Terry. Do you mean, if I want to start debt recycle Loan 3, I will have to start afresh with new money basically. Loan 1 and...
Hi folks, Well I am going to seek tax advise on my question but I'd like to check if my situation makes sense to you and see if I am posing the...
thanks for the valuable tip, Terry. When a PPOR turns into an IP, who can officially do a property valuation? I heard an formal letter from a real...
hi @Terry_w , im unclear as to what this means. Say, if I had to fully replace (not repair) a dilapidated front porch, or replace an old leaking...
@BNE , when you say "not keen on distributions", do you mean the CGT / tax drag that comes with the VDHG dividend?
I am a 30-something, and pondering if i should buy VDHG. I currently own VAS + VGS in a 60/40 split. Considering VDHG's tax drag, am I right in...
thanks for the useful tip @Terry_w Does this Tip apply to existing fixed loans, or only to newly created fixed loans? I am with CBA and have a...
@craigc Parkdale VIC.
@Travelbug , if you dont mind, could you please share which kitchen manufacturer(s) and trades you recommend for the kitchen reno? we are looking...
Hi @Kyra, how did you go with your kitchen reno? could you please share your experience as I am looking to renovate my kitchen. many thanks!
That is good to know!! So if my parents (NZ citizens but non-residents of aus) dont intend to sell the VAS units, are they required to file tax...
Thanks for the reply @Paul@PFI Didnt understand what you meant by remindent - did you mean resident?
My parents were in Australia for 3 years before they relocated to NZ.
Hi, My parents are retired NZ Citizens living in NZ. When they lived with me in Australia for 3 years, they bought australian shares (VAS). Now...
I recently changed my Super from Colonial First State to Hostplus. I have the following Asset allocation with Hostplus - 50% IFM Australian...
Thanks for the tip, Terry. Does the same apply for IPs too - access equity of an IP if the IP loan is a fixed rate loan?
hi @km1974 1. i would think the interest is tax deductible as the $ is still pulled from my (non tax deductible) owner occupied loan to invest in...
Hi folks, My house has 21 solar panels. I believe the previous owners installed the solar panels around 2010. The ignorant me has just come...
btw @km1974 I have not actually done what I've listed in the above post. I wanted to put it here in these forums to see if this is what folks...
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