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  1. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    Thanks Harriet. My plan is the same (PPOR 12 months with Reno, then IP) One bit of consolation I’m discovering is that no one is suggesting we...
    Post by: stovebyo, 6th May, 2020 in forum: Investment Strategy
  2. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    Guys thanks very much to everyone for the advice so far. It's been a good kick in the pants. Since starting this thread, I've scrapped the H&L...
    Post by: stovebyo, 4th May, 2020 in forum: Investment Strategy
  3. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    oh I understand now. Thanks will consider
    Post by: stovebyo, 3rd May, 2020 in forum: Investment Strategy
  4. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    I have the deposit already, around $140-150k. I was only considering the guarantor process as a means to retain some of that deposit in an offset
    Post by: stovebyo, 3rd May, 2020 in forum: Investment Strategy
  5. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    yes I think that’s what he indicated too. As it would be a PPOR for the shortish term. Once switching to an IP I’m sure options such as IO can be...
    Post by: stovebyo, 3rd May, 2020 in forum: Investment Strategy
  6. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    thank you both very much. It’s all making a lot more sense to me now. I’ve been reading Michael Yardneys book and enjoying it. Not even sure when...
    Post by: stovebyo, 3rd May, 2020 in forum: Investment Strategy
  7. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    Thanks very much. I’ve definitely moved on from them and the H&L package idea. Will look at another broker once I’ve pinned down a bit clearer of...
    Post by: stovebyo, 3rd May, 2020 in forum: Investment Strategy
  8. stovebyo
    Thread

    NSW Syd inner west/south $700k, 2bdr unit

    First time buyer and total newbie. Looking for an apartment, 2 beds and a lock up car space. Will be PPOR at first, turned to IP after a year or...
    Thread by: stovebyo, 3rd May, 2020, 1 replies, in forum: Where to Buy
  9. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    thanks so much. I have had a rethink, hence posting this whole thread. Your articles on strategy are definitely interesting. Will read some again...
    Post by: stovebyo, 2nd May, 2020 in forum: Investment Strategy
  10. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    not really. The MB was suggested to me by the same advisor advocating for the cookie cutter house/land package. He only asked what budget I was...
    Post by: stovebyo, 2nd May, 2020 in forum: Investment Strategy
  11. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    Thanks. Finding it hard to decipher who is the “proper” advice as you say. I will start a new thread with some more solid ideas and see what the...
    Post by: stovebyo, 2nd May, 2020 in forum: Investment Strategy
  12. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    just an amount suggested to me by my mortgage broker. Preapproved for 750 although he seemed to think that was done quite easily. Why, what do...
    Post by: stovebyo, 2nd May, 2020 in forum: Investment Strategy
  13. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    Guess I’m just trying to find the balance between blindly rushing into something (such as the new house and land package) with due diligence....
    Post by: stovebyo, 2nd May, 2020 in forum: Investment Strategy
  14. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    thanks. While your product seems good, and I really don’t mean to be rude, I’m certain it doesn’t just cost $37. I’m interested, but I hate having...
    Post by: stovebyo, 2nd May, 2020 in forum: Investment Strategy
  15. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    I'm open to all options, but I don't really know how to "consider" interstate as I have no experience doing any of this research. I'm trying to...
    Post by: stovebyo, 2nd May, 2020 in forum: Investment Strategy
  16. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    Thanks guys The priority is a good investment. I'm happy to live in it somewhat short term (6 months - 2 years) in order to satisfy FHB stamp...
    Post by: stovebyo, 2nd May, 2020 in forum: Investment Strategy
  17. stovebyo
    Post

    I don't know how to settle on a strategy... First time buyer in Sydney

    Thanks. It's all of those reasons exactly why I don't want a house and land package. I asked him outright if he receives any incentive. He told...
    Post by: stovebyo, 2nd May, 2020 in forum: Investment Strategy
  18. stovebyo
    Thread

    I don't know how to settle on a strategy... First time buyer in Sydney

    Hi guys I suspect many of you will consider me basically a brat, because I'm in an incredibly fortunate situation. But I just don't know how to...
    Thread by: stovebyo, 2nd May, 2020, 49 replies, in forum: Investment Strategy
  19. stovebyo
    Post

    Hey guys

    thanks. I believe it’s awaiting approval
    Post by: stovebyo, 1st May, 2020 in forum: Introductions
  20. stovebyo
    Thread

    Hey guys

    Have read a Lot. Finally posted something here...
    Thread by: stovebyo, 30th Apr, 2020, 4 replies, in forum: Introductions
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