We got approved for 80% LVR with the valuation within 10% +\- of our offer price.
Thanks for your reply. Sorry that I have not responded sooner - no offense intended. Well, my 'industry' certainly has been affected, even...
Thank you very much for your thoughts. They are much appreciated and I thank you for taking the time. I am somewhat bemused at the lenders...
Perhaps I should have been clearer. I think it is the need (or not) for LMI that has changed things - not the deposit amount per se. The...
So....do I detect that the sentiment is shifting in this thread? I mentioned in my first thread on this forum that I recently got pre approval....
I do not know what a proper credit assessment looks like. I feel like our situation has been scrutinized quite closely: I spent nearly four...
Thank you very much @KingBendtner These are primarily the reasons that I/we have decided to act now. Thanks for your advice. I have notice that...
Will do. Any tips on finding one of those? Have not heard of that. May I ask what it is? Feeling very green. Straight to the bank so far....
I hope that I can see some more in the area that I am looking at, but so far is slim pickings in my price bracket. Fingers crossed for me then...
My preference would indeed be this but realistically, i would be only be able to save another $4-5000 in that time. Whilst that would bump up my...
I would really love to drag things out but I am sensing that lenders might be less willing to lend as these current circumstances unfold, hence...
Is that long a cooling off period something that is asked for often? In my limited understanding I thought that 5 days was fairly non negotiable....
Thank you for this great commentary. I will certainly take this on board. You have given me some great tips that I can take with me on this...
This is one of the things that I worry about - getting to a contract and then the bank changes it's position in regards to lending. Climate...
ASAP really. Pre approvals do not last that long in my understanding - not that I have been advised as much by the bank but am seeking to act in...
Guidance? Advice? Pitfalls? Comments? Thank you for replying. No specific question. Have no one to bounce my thoughts off so joined here...
Perhaps a little foolhardy to be forging ahead at this time but after being pre approved for a loan quite recently I was wondering what thoughts...
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