You are correct - Was just thinking inline of selling one / two not three, property needs to be Strata . Loan is initially 3 on 1 title. Once...
As Shahin said. Also the properties will need to be strata if you are intending to sell. Can you service the entire debt. If not then some of the...
If the lease is in the business then some lenders will look a gross profit. Other lender will want you to take out the leases and add it back into...
The simple reason to go P&I is a rate difference of 0.25%. Unless you believe you can make more money elsewhere paying of your own home should be...
These neo and some online lenders do not have a broker model which means we cannot provide assistance on these deals. We have no idea on policy...
Did you know that if you have a split where OO portion is at least 25% / INV 75% then you can get OO rates for 2.80% AMP >750k lend, <80% LVR....
You are correct it is the clients decision on the investment strategy. From a borrowing perspective lender calculators assess I/O loan on the...
The lender should do the refinance, even if you have not found a property to purchase. Once the Refi occurs the 150k will sit in the redraw until...
The reason to refinance and do a pre-approval is to ensure that the lender is happy to lend you the total funds. No point refinancing. Two loan -...
Pretty much correct on structure : You can refinance and cash-out up to 80% LVR 440 > 352k. Split 1 00 200k / Split 2 INV 152k. IO generally i...
As mentioned in other comments, best avoid lmi if you can. Some lenders such as HSBC OO have great rates up to 90% LVR (inc lmi). The only reason...
As per another comment, their is private money however this must be done through a company. LVR can be up to 80% generally lower. However you have...
Pepper on a low doc will take all trust income.
Some lenders will take your current payslip and annualise, subtract base and presto thats your OT. Others will require last years group and then...
Are you wanting to invest or owner occupied? Best to sit down with a broker and go through all the servicing and purchasing scenarios. If you are...
Their is a new round starting July 1 from my understanding.
May not be worth it initially however if you situation does change then you may be on the back foot for a number of years. Always set your self up...
Could try AMP they don't mind this stuff.
Split Contract - Land & House : Where land and developer are the same or have an association. You agree to use their developer. Issue the...
If you have 60% LVR then ANZ low doc is the best. Otherwise Pepper and Liberty. Cannot comment on construction.
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