I accept you were right! but man, I spoke to 20 brokers at the time who gave me 20 different suggestions.....Each of them sweared up and down that...
CCR is yet another dumb Aussie “innovation”. Its incomplete rollout and paltry positive data means credit underwriters can’t really use it...
AMP rules. It's the only lender remaining to have a common sense lending policy, and none of this ridiculous, idiotic and frankly unfair automated...
The difference being, you as the holder of someone else's sensitive personal information have both a fiduciary duty and the imperative to mitigate...
Both email and the secure portal suffer from similar threats, and that is someone gaining inappropriate access due to spear phishing. Definitely...
yes, this is the best approach. Using a third party document request and upload service that has all the compliance and security up the wazzoo....
As a cybersecurity professional I'm less worried about "statements over gmail" than I am about some third party app that grabs your banking...
Correction: my experience with banks - mediated via brokers - is completely different to what brokers here swear up and down to being the case.
It's a bit of theme here for me on this forum. My experience with banks is completely different to what brokers here swear up and down to being...
What you need to be aware of is if you use a third party service for accessing your online banking, you might not be covered by your bank's fraud...
there's functionally no difference between the data that CDR/open banking will provide and what these existing online "statement extractors" do....
oh yes it will with any of the big 5. I've been explicitly told this by the banks I've had system declines from (Bankwest, Macquarie, NAB).
What happens when you try this: one of the two banks will auto-decline because their automated credit scoring rules don't like seeing recent...
banks typically will not tell you honestly and transparently why you were declined unless it's something obvious like a default, stable income or...
credit enquiries are literally the dumbest indicator of credit risk ever. I don't listen because I don't accept this wanton stupidity as a...
Well, challenge then to all you up and coming geniuses, who's going to take up my challenge? It's not been explained and i'm using decent brokers....
no broker has EVER raised this as a possible issue for me. they all just look at current serviceability and say "she'll be alright mate, you're...
I've discovered the issue and I almost want to cry...I'm a credit pariah for no fault of my own. I'm mad and sad as hell. My "fault" is my recent...
probably. I do everything they say, am completely honest about everything, and I get decline after decline. I'm failing to see the value proposition.
So far I've tried: random brokers on I've sourced recommendations from friends and family internal work recommendations Brokers share one thing...
Separate names with a comma.
