Since I've posted this original post, I have had 1 property where the agent refused to take my offer with conditions. Another property where the...
It's been a few days since I've posted this and have had no luck with private sales. Real estate agents straight away refusing subject to finance...
Hi, No looking to buy established homes. Broker advised to avoid auctions but 90% properties go in auction in the areas I'm looking at.
Yeah I agree, it’s not easy to provide advice with so little information. But thank you, I’ve learnt a few things (for example the view only...
Thanks. Guess only private sales for me with the option to back out if finances don’t get approved.
Im not 100% certain but my broker said he has checked my credit file in a way where my credit score will not be affected. Not sure how that can be...
Why would my finance not get through? Is it because of that LVR, there is a high chance of finance not being approved?
If you don’t mind, can you elaborate why avoiding auctions be the better idea?
Broker seems reputed based on google reviews. I’m looking at properties in Victoria and they mostly go in auctions. Also agents in private sales...
I’m looking at 94% including lmi.
Hi, I have been talking to a broker since a couple of months as I'm looking to buy a new property soon. This will be my first home. I asked the...
That's right, I personally know 3-4 private sale villas in my price range. Are the postcode restrictions only for apartments or even villa units...
Yes, will be eyeing private sales and off-market properties. I'll avoid auctions if possible.
Yup, our max borrowing capacity is close to 1.2 million$.
Yes definitely. Would surely not want to go for a million dollar loan, just because it's possible theoretically. But good to know that stretching...
Thanks for your response. Really appreciate it. Would you have an idea which banks provide these loans? Also, do they cap the loan amount to any...
I'm a first home buyer, and I'm looking to buy units/villas (not apartments) in South East Melbourne but they usually go for around 700-800k....
Thanks. Last questions - Can you take a personal loan and compensate the shortfall during settlement? My borrowing capacity is not an issue....
Thanks. 5% devaluation is all the extra cash I can afford. So during valuation, do they consider that a brand new property is slightly more in...
Seems only reasonable to stay away from OTP. Wondering if I should take the plunge and come back here one year later with my experience :D It's...
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