I know technically any money in a redraw facility is the bank's and taking it out counts as the bank lending to you anew. I've been offered a...
I have a trust (human trustee) that owns a Pty Ltd, and the Pty Ltd owns a property. I want to get a loan to the Pty Ltd, and I would give a...
If I transfer money out of a joint account to an account held by myself, how do I document that it is money that belonged to my wife wholly, to be...
I want to move money from a parent's account to my account, how do I document that it is held on trust and not a gift? in case OCR reaches 7% and...
What are the providers giving you decent rates in recent times? prices have changed dramatically since last renewal, need to re-assess. I've had...
I've got 600k and wife's got 500k with ART. I worked out we're paying them close to 3k pa in fees. I also note the massive advantage of SMSF if I...
With the recent laws limiting rent rises once per 12 months, I'm noticing tenants are ignoring my fixed term offers and just going month to month....
My employer is a SME and one of their subsidiary company runs a business - the business has failed and the company entity has around 500k in tax...
I know prices vary by suburb and insurer so if it helps I'm in Sydney lower north shore - not too happy with the renewal offer price, need to shop...
Can I write a large personal cheque? like say 500k on a personal cheque or counter cheque. The funds are clear and available. Will there be issues...
Since the company tax rate has been going down from 30% to now 25% in recent years, many companies will have left over FCs even after distributing...
How can Australians setup wechat pay / Alipay before a trip to China? what banks / cards can we access that will work with either Wechat pay or...
Hi brains trust I'm considering moving over to a SMSF. What I want to know specifically is what is the yearly auditing requirement, and any...
A mate's mum got scammed, she installed something on her computer to give the scammer remote desktop access, then she logged into her internet...
Came across this article The problem with pooled funds — Passive Investing Australia - can I get a vibe check on this, seems to align with my...
Apparently this is a thing? Why would banks offer this? what is the catch? what products are currently available? I wouldn't mind fixing for mid...
Dunno where to post this but I want to share a thought. The US has a tipping culture and it's spreading. The common narrative there is "their min...
How does centrelink treat superannuation accounts in their retirement phase? Such funds have minimum withdrawals each year (e.g. 4% pa.) - are...
My parents are 65 and I'm helping them move from accumulation phase to retirement phase to enjoy tax free returns. I contacted the call centre of...
There's been many recent law changes and they differ by state. I want to work out what the optimal standard strategy is, given we now have so many...
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