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  1. Xewlz
    Post

    Fully Offset PPOR - IO

    Thank you for your replies!
    Post by: Xewlz, 13th Aug, 2023 in forum: Investment Strategy
  2. Xewlz
    Thread

    Fully Offset PPOR - IO

    Hi All, I'd like to know your opinion on my situation. My wife will soon be going to Maternity Leave and we have the following: 1. PPOR under...
    Thread by: Xewlz, 13th Aug, 2023, 3 replies, in forum: Investment Strategy
  3. Xewlz
    Post

    Hire an Agent or Self Manage?

    It should be covered by Strata from my understanding.
    Post by: Xewlz, 24th Nov, 2022 in forum: Property Management
  4. Xewlz
    Thread

    Hire an Agent or Self Manage?

    Hi All, My mum and brother are currently living in my rental apartment. The property is already negative cashflow and whenever I try to insure...
    Thread by: Xewlz, 24th Nov, 2022, 16 replies, in forum: Property Management
  5. Xewlz
    Thread

    Claiming FHBAS after settlement

    Hi All, If a property was settled as an investment, but then became a ppor instead, is it too late to claim fhbas if its the first property?...
    Thread by: Xewlz, 16th Jul, 2022, 1 replies, in forum: Accounting & Tax
  6. Xewlz
    Thread

    Deduction when switching to IP from PPOR then to IP again?

    Hi All, Just catched up with my friend who was purchasing their first property with an IP loan (as the place was currently tenanted - they...
    Thread by: Xewlz, 13th Jul, 2022, 6 replies, in forum: Accounting & Tax
  7. Xewlz
    Post

    Tax Tip 11: Further Borrowing against property deductible against the

    Hi Terry, If our current loan for Investment Property A is $260,000 (P&I $1300 - Rental Income $2,340) and want to refinance to 80% LVR ($800k...
    Post by: Xewlz, 10th Jul, 2022 in forum: Accounting & Tax
  8. Xewlz
    Post

    Do I need insurance if renting to family?

    When I select Terry Scheer and only do Landlord Insurance, because I manage the apartment myself, I selected 100,000 for insured amount, it costs...
    Post by: Xewlz, 5th Jul, 2022 in forum: Property Management
  9. Xewlz
    Post

    Settlement gifts from real estate agents

    I received a bottle of champagne as well and a box of roses chocolate, these were all inside a metal mesh paper bin! :D
    Post by: Xewlz, 5th Jul, 2022 in forum: The Buying & Selling Process
  10. Xewlz
    Post

    Hello from Sydney!

    It is! :p
    Post by: Xewlz, 5th Jul, 2022 in forum: Introductions
  11. Xewlz
    Post

    Do I need insurance if renting to family?

    Yes
    Post by: Xewlz, 3rd Jul, 2022 in forum: Property Management
  12. Xewlz
    Post

    Do I need insurance if renting to family?

    I'm self managing it - costs 1300+ terri sheer
    Post by: Xewlz, 3rd Jul, 2022 in forum: Property Management
  13. Xewlz
    Post

    Do I need insurance if renting to family?

    What if they have content insurance themselves?
    Post by: Xewlz, 3rd Jul, 2022 in forum: Property Management
  14. Xewlz
    Thread

    Do I need insurance if renting to family?

    Hi All, I've got an apartment that I have rented out to my family. I already have strata insurance that comes with the building - will I need...
    Thread by: Xewlz, 3rd Jul, 2022, 22 replies, in forum: Property Management
  15. Xewlz
    Thread

    Soggy Lawns + Not Enough Sunlight

    Hi All, Just received the property inspection report for our IP and tenant advised that the back lawn is wet and soggy due to the lack of...
    Thread by: Xewlz, 21st Jun, 2022, 5 replies, in forum: Renovation & Home Improvement
  16. Xewlz
    Post

    Structure Plan for IP Purchase

    Thank you for the tip!
    Post by: Xewlz, 19th Jun, 2022 in forum: Loans & Mortgage Brokers
  17. Xewlz
    Post

    Structure Plan for IP Purchase

    How is hecs assessed? Is it worth paying down i.e if we pay 7k off we have capacity for 15k more borrow?
    Post by: Xewlz, 19th Jun, 2022 in forum: Loans & Mortgage Brokers
  18. Xewlz
    Post

    Structure Plan for IP Purchase

    That's probably why. Yes have a $7k Hecs debt. I'm slowly starting to regret our MB. I feel like we are just getting churned - quick job in and...
    Post by: Xewlz, 18th Jun, 2022 in forum: Loans & Mortgage Brokers
  19. Xewlz
    Post

    Structure Plan for IP Purchase

    I am not sure. I have a $470k IP Loan. She has $250k IP Loan We have $17k car loan We have $50k Nab Equity builder Loan Combined Gross Income is...
    Post by: Xewlz, 17th Jun, 2022 in forum: Loans & Mortgage Brokers
  20. Xewlz
    Post

    Structure Plan for IP Purchase

    I have thought about that too and advised our broker to let us borrow $190,000 from property B with offset, and we can leave our $90k cash in the...
    Post by: Xewlz, 16th Jun, 2022 in forum: Loans & Mortgage Brokers
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