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  1. Ban
    Post

    How to split loan when you have cash

    Hi @Norms , For 1: I have used the available re-draw for the property maintenance expense later and keeps on using at regular basis. My...
    Post by: Ban, 21st Aug, 2023 in forum: Investment Strategy
  2. Ban
    Thread

    AMP Master Limit Debt Recycling

    Hi Members, I have a question to those who are using AMP master limit loan regarding steps you take for debt recycling. Scanerio: PPoR loan on...
    Thread by: Ban, 26th Apr, 2022, 2 replies, in forum: Investment Strategy
  3. Ban
    Post

    Strategy: Using AMP’s Master Facility to Debt Recycle

    With AMP master limit, if you have non LOC splits, can you use it for personal expenses like buying a car? (knowing this would be non tax...
    Post by: Ban, 1st Oct, 2021 in forum: Loans & Mortgage Brokers
  4. Ban
    Post

    Positive cash-flow Investment Property on non-earning partner's name

    Thanks @Terry_w, @Tony Xia and @Lindsay_W
    Post by: Ban, 21st Sep, 2021 in forum: Loans & Mortgage Brokers
  5. Ban
    Thread

    Positive cash-flow Investment Property on non-earning partner's name

    My partner is on maternity leave and we are planning to buy our first IP. We have cash to pay for 10-20 percent of the cost and loan...
    Thread by: Ban, 20th Sep, 2021, 4 replies, in forum: Loans & Mortgage Brokers
  6. Ban
    Post

    Strategy: Using AMP’s Master Facility to Debt Recycle

    Thanks @JasonC Can you merge the loan splits as well when the splits are completely paid?
    Post by: Ban, 19th Sep, 2021 in forum: Loans & Mortgage Brokers
  7. Ban
    Post

    Strategy: Using AMP’s Master Facility to Debt Recycle

    @JasonC This mean you have some splits that is not LOC. Does AMP allows direct transfer from those loan account to pay for your other IPs? Or...
    Post by: Ban, 17th Sep, 2021 in forum: Loans & Mortgage Brokers
  8. Ban
    Post

    Strategy: Using AMP’s Master Facility to Debt Recycle

    Thanks @Terry_w. Can we convert LOC loan to IO easily with AMP Master Limit or it requires application?
    Post by: Ban, 17th Sep, 2021 in forum: Loans & Mortgage Brokers
  9. Ban
    Post

    Strategy: Using AMP’s Master Facility to Debt Recycle

    When: -> PPOR is fully paid or about to be paid off in an year -> And full equity is available on PPOR Do you still suggest the AMP master limit...
    Post by: Ban, 17th Sep, 2021 in forum: Loans & Mortgage Brokers
  10. Ban
    Post

    How to split loan when you have cash

    Hi @Rentforlife, This is just an example and not a real scenario.
    Post by: Ban, 23rd Feb, 2021 in forum: Investment Strategy
  11. Ban
    Post

    How to split loan when you have cash

    Hi @bonchovies, Yes, I will be having Loan C for the IP which is $400,000 for the example scenario that I have mentioned. LOAN B - $130,000....
    Post by: Ban, 23rd Feb, 2021 in forum: Investment Strategy
  12. Ban
    Post

    QLD Brisbane 600K or 850K for CG and where?

    Thanks @BB5 and @Canopy . Why 850K and not 600K in other areas?
    Post by: Ban, 16th Feb, 2021 in forum: Where to Buy
  13. Ban
    Post

    QLD Brisbane 600K or 850K for CG and where?

    Do you mind sharing your rational for 850K in premium suburb rather than 600K in cheaper one.
    Post by: Ban, 11th Feb, 2021 in forum: Where to Buy
  14. Ban
    Post

    QLD Brisbane 600K or 850K for CG and where?

    Nor do they have 'in laws' Spot On :)
    Post by: Ban, 11th Feb, 2021 in forum: Where to Buy
  15. Ban
    Post

    QLD Brisbane 600K or 850K for CG and where?

    So your vote is to go for 850K in premium suburb rather than 600k in cheaper.
    Post by: Ban, 11th Feb, 2021 in forum: Where to Buy
  16. Ban
    Post

    QLD Brisbane 600K or 850K for CG and where?

    Yes, I know I am late to party. But everyone has to start at sometime. Are you suggesting these suburbs are already saturated and potential for...
    Post by: Ban, 11th Feb, 2021 in forum: Where to Buy
  17. Ban
    Post

    QLD Brisbane 600K or 850K for CG and where?

    Thanks @boganfromlogan So you think investing 850K is better than 600K for the 1st IP assuming I can take risk?
    Post by: Ban, 11th Feb, 2021 in forum: Where to Buy
  18. Ban
    Thread

    QLD Brisbane 600K or 850K for CG and where?

    Hello Investor, I need your suggestion for my 1st IP. I have spoken to the mortgage broker and can get a loan unto a million dollar. Already have...
    Thread by: Ban, 11th Feb, 2021, 19 replies, in forum: Where to Buy
  19. Ban
    Post

    How to split loan when you have cash

    Thanks @euro73
    Post by: Ban, 8th Feb, 2021 in forum: Investment Strategy
  20. Ban
    Post

    How to split loan when you have cash

    So, the best way for the scenario I have outlined earlier is to work on estimate (predetermine how much I am going to spend on IP and the add some...
    Post by: Ban, 8th Feb, 2021 in forum: Investment Strategy
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