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  1. hydroboy
    Post

    NAB Equity Builder - too good to be true?

    Makes it a better buy then on January 1!
    Post by: hydroboy, 20th Mar, 2022 in forum: Sharemarket Investing Platforms, Tools & Services
  2. hydroboy
    Post

    NAB Equity Builder - too good to be true?

    I don't think facility size or LVR will make any difference to processing time. I haven't heard anyone taking longer than 2 months processed via...
    Post by: hydroboy, 30th Jan, 2022 in forum: Sharemarket Investing Platforms, Tools & Services
  3. hydroboy
    Post

    Tax Tip 219: Debt Recycling v Borrowing Extra to Invest

    Hi Terry, You've been nominated as the authority to settle an internet debate for us, congratulations. I hope you don't mind assisting. The...
    Post by: hydroboy, 7th Jan, 2022 in forum: Accounting & Tax
  4. hydroboy
    Post

    NAB Equity Builder - too good to be true?

    Certainly not! Sounds like you should be sorted in a week or two. I'm assuming you didn't provide pay slips or ID copies with the initial...
    Post by: hydroboy, 5th Jan, 2022 in forum: Sharemarket Investing Platforms, Tools & Services
  5. hydroboy
    Post

    NAB Equity Builder - too good to be true?

    Any luck @Chris21 ?
    Post by: hydroboy, 29th Dec, 2021 in forum: Sharemarket Investing Platforms, Tools & Services
  6. hydroboy
    Post

    NAB Equity Builder - too good to be true?

    I reckon you might get a nice little Christmas ish surprise. Fingers crossed for you.
    Post by: hydroboy, 25th Oct, 2021 in forum: Sharemarket Investing Platforms, Tools & Services
  7. hydroboy
    Post

    NAB Equity Builder - too good to be true?

    I did not submit an EOI. I submitted a filled in pdf application form to [email protected] along with a copy of my drivers licence, 2 pay...
    Post by: hydroboy, 23rd Oct, 2021 in forum: Sharemarket Investing Platforms, Tools & Services
  8. hydroboy
    Post

    NAB Equity Builder - too good to be true?

    What do you mean by this? I applied by sending through the forms directly back in August but still haven't heard back. I opted for the minimum...
    Post by: hydroboy, 11th Oct, 2021 in forum: Sharemarket Investing Platforms, Tools & Services
  9. hydroboy
    Post

    Tax Tip 2: Debt Recycling

    The interest on your loan would normally be deductable as soon as you start generating income / it becomes an IP.
    Post by: hydroboy, 9th Dec, 2020 in forum: Accounting & Tax
  10. hydroboy
    Post

    Tax Tip 68: Transfers Between Spouses and Stamp Duty in NSW

    As per your quote above. Assume scenario 2. Spousal transfer complete and spouse A has a loan of 400k remaining with 50% deductable. Suppose...
    Post by: hydroboy, 3rd Oct, 2020 in forum: Accounting & Tax
  11. hydroboy
    Post

    Tax Tip 68: Transfers Between Spouses and Stamp Duty in NSW

    Ok, my rational was it might allow you to put your offset against your non deductible debt portion or increase payments to your non deductible...
    Post by: hydroboy, 2nd Oct, 2020 in forum: Accounting & Tax
  12. hydroboy
    Post

    Tax Tip 68: Transfers Between Spouses and Stamp Duty in NSW

    Thank you, that makes sense. In the case of 2 & 3 is it best practice to split the original loan and pay off one split with sale proceeds or ok...
    Post by: hydroboy, 2nd Oct, 2020 in forum: Accounting & Tax
  13. hydroboy
    Post

    Tax Tip 68: Transfers Between Spouses and Stamp Duty in NSW

    It seems like executing such a transfer may increase interest deductions possible when a couple is converting an individually owned PPOR to an IP....
    Post by: hydroboy, 1st Oct, 2020 in forum: Accounting & Tax
  14. hydroboy
    Post

    Tax Tip 2: Debt Recycling

    I have a general question regarding selling a PPOR while executing a debt recycling strategy. Assume I have a loan that has been split for debt...
    Post by: hydroboy, 4th Feb, 2020 in forum: Accounting & Tax
  15. hydroboy
    Post

    Strategy: Using AMP’s Master Facility to Debt Recycle

    I don't follow...? Loan is the same isn't it?
    Post by: hydroboy, 28th Aug, 2019 in forum: Loans & Mortgage Brokers
  16. hydroboy
    Post

    Strategy: Using AMP’s Master Facility to Debt Recycle

    Thanks Terry, so assume X is paying 3.5% interest and dividend + franking yield is 8%, X has an additional deduction of 3.5%*4000 = $140PA but...
    Post by: hydroboy, 27th Aug, 2019 in forum: Loans & Mortgage Brokers
  17. hydroboy
    Post

    Strategy: Using AMP’s Master Facility to Debt Recycle

    I'm trying to understand this specific part of the explanation. X sells sells the $20k cost base shares for $25k X pays $1k CGT X puts $20k...
    Post by: hydroboy, 27th Aug, 2019 in forum: Loans & Mortgage Brokers
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