So just the $50 remaining? Or the entire $150?
Hi all, Had a question about how the redraw loan amount works for a share purchase in this scenario: 1) Loan split of $10,000 exists, will be...
In that scenario, is there any benefit to creating a separate split for each company you buy? I.e. Any reason you wouldn't create a split of 50k,...
Very interesting, thank you. In that situation, you've just sold company A and paid down 25k of that loan. Then you want to buy company c down...
Hi everyone, Loving the discussion on this thread. I had a query about what happens when you buy multiple companies' shares in one loan split....
Much appreciated!
Hi all - is this still a valid recommendation? We are FHBs looking to purchase a PPOR in South East Melbourne.
But no way to turn the initial structure into a 1.2 mill deductible debt for the IP and shares?
Yup, this is kind of what I was going for in my scenario. So you could, for example, make a new loan split of 20k each year. So the ppor part is...
Not sure I follow. Start with a bigger split, and redraw 15k bits as you need to? But that would mix the loan up wouldn't it?
Hey guys, have a hypothetical scenario which I'm trying to figure out in my head: Buy a PPOR, using a 1 million loan (split 800k and 200k)...
In that scenario, if you are slowly building a share portfolio... let's say adding 15k a year. That ends up being a lot of little splits after...
And I assume the loan period would be reset based on serviceability etc too?
Does the amount you can redraw reduce over time for a P&I loan? I have seen a couple of people mention that it may not be possible to redraw back...
Does this still run true, given IO rates are about .5% higher than P&I? I understand the benefits of having more options for your cash in...
Interested to learn how people go about doing this? Lets say parents have home equity or a LOC set up. Using their equity, they split loan,...
Fantastic, thanks mate!
Sorry to for the basic newbie questions! I take it you mean other income earned from work, similar to negative gearing for property? But if...
If the interest you pay on the loan to purchase shares is higher than the total dividend income, can the remaining interest be offset against...
To be honest I went to him to get a straight forward loan, never even thinking about all the various clever ways of structuring loans that I have...
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