Yeah discharge > retention... probably get a call from them anyway haha
Which bank? Who helped you gain finance banker or broker - have you spoken to them? My experience is better outcomes with retention teams once...
Unless the business is going bad and/or not telling truth then I don't see the issue. Noted that I'm not talking about x-collaterlising resi...
Dealing direct it's either approved by the banker on the spot within policy or if outside of policy then credit assessment required, when coming...
Can confirm the CBA 'simple method' is streamline and if done directly through banker and no policy exception is required is can be approval...
Pretty much all my deals I do are solely on most recent financial year. Also recently (yesterday) got a credit decision overturned by team leader...
I was surprised to read it so openly displayed on their website with that wording.
College in SA. "There is an expectation that parents/caregivers voluntarily donate $500/annum, per family, while their son/s attend/s the...
Colleague had clients last month that wanted CBAs loan contract to state 'fees' instead of interest. As that was acceptable to them and the...
4. do nothing for now, continue to rent out. Assuming you bought the property for a reason. Is it still a decent buy, do you see future growth?...
No they won't
Buyer would struggle with financing a build like that, most likely have to be a cash buyer.
If inflation goes up do you think rates will also go down?
Only way I see buffer going down is if rates go down, so will be a double impact on assessment rate. Lower actual rate, lower buffer. So would...
Great work on picking up some instant equity. Broker recommending a Buyers Agents that suggests Building in QLD - red flag for me. I don't buy...
My guess is no - because he's likely increase his income YOY.
Typically it's gross income (so no benefit with lower ITR / MLE / medicare) and repayment in full pre and post-tax as per payslip. Which includes...
Buy property > setup lease / have funds available to payout if required. Also some lenders will take into account only the vehicle repayment, if...
1. yes likely w/ CBA 2. not likely What stage is build at? Closer to completion more likely yes to both.
NEFF appliance we're cheap :(
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