Update - we settled and the lawyer limited foreign ownership to 1% on the day of settlement - the bank did not raise an issue with this - we did...
How long before settlement should I wait before credit approval? Is this the sort of thing that's best doing immediately? Not sure why my broker...
Paranoia.. lol Would that require re-working the mortgage application and do you know of any limitations with 457 visa holders being the primary...
Me and my partner have taken on freelance work (we work in tech) on the side so we should be able to cover the shortfall with that plus the lean...
Your help is massively appreciated but I was trying to give as little actual real information away about myself as possible. That lender may well...
I originally got a no from the broker - I can ask her to go back to the bank and ask her BDM to ask the credit team or whoever is responsible....
That could happen but my partners income was only assessed as the amount she received for 14 weeks maternity pay (she was on maternity leave at...
With a lean budget, cost of moving state, schools fees due that month etc, the extra month grace period for settlement puts us about $9000 short....
I have to be on the title according to the bank and the solicitor. His last message to me was basically saying this has never been an issue for...
Texted him asking him to do that. See what he comes back with. FIRB approval is now in progress too - if the worst case scenario is a resubmission...
Just called and asked if he would do that. He said it's not the usual process for them, however, if I am really worried and I "don't want to take...
Spoke to broker - she said her relationship manager said it would probably be a rework, lawyer said that's not correct and that I shouldn't worry...
Not sure; I would assume not.
Even if they prefer a bigger percentage that should be ok at 10%. As long as the lawyer is correct in saying that we don't need to reapply and the...
Just had the awkward conversation with the lawyer telling him I need some sort of remedy to this. He basically said don't worry about anything...
Yes, our options are to sue. That sounds expensive and I'm not sure we'd win though. Also, we'd still need to pay the duty before we win anything...
OK - it looks like the options going forward are: 1 - Put partner on title only - seek bank approval for this (check with solicitor that this has...
So how would that work? Do I need permission from the bank to not be on the title? My broker just said the bank won't care who is on the title...
I can only do what my solicitor tells me right? I'm taking all options back to him - do I need to sack him?
The paralegal (couldn't get through to the solicitor yet) said only being on the loan and not the title makes me a guarantor by default and the...
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