I heard that if I withdraw money from redraw account it is considered a new lending. I have a PPOR loan split of $100k. I also have $100k cash...
Is there a benefit of LOC over redraw(or offset)? Is LOC product relevant these days when we have redraw (or offset) available? Who is opting...
I have a split loan of $150k. (Secured against an investment property. Purpose was to purchase PPOR). Obviously it is not tax deductible yet....
Refinance is due to settle in 7 calendar days. Outgoing lender called and offered retention cashback. He said it will credit to my account within...
I received a letter from ATO that says "You have entered the PAYG instalments system". "Helping you avoid a tax bill at the end of the year" I...
Newbie question: How the commission houses are built in Victoria? I hear there is a major government push to increase public housing across...
I have a loan with Suncorp and would like to take out an equity loan of about $100k. Property valuation came lower with Suncorp. I would like to...
I am a landlord. We are in the middle of a tenancy. Property manager says we need to get water efficiency compliance certificate in order to be...
Would the pre approval be still valid after RBA rate rise? Will bank calculate the serviceability again using higher rate or they go by the...
I understand if I buy investment property using cash I lose tax deductibility of the interest. As a workaround, I thought of following strategy:...
Do I have to return cashback offered by retention team at existing lender if I decide to still proceed with refinance after receiving the money?...
I do not have (or lost) receipt/invoice of certain expense that I want to claim as "sundry rental expense". Can I put upto $300 per property...
What are the risks of having all loans with same lender? Can someone explain "all monies" clause in layman terms? Can bank come after other...
NAB retention team offered me $4k cashback just prior to my refinance settlement to other bank. Can I take $4k from nab and still proceed with...
I am buying a house(probably 50-60 year old) that's got 2 units on one title. Currently I am in cooling off period. Two units (2 bedder each) are...
Anyone knows which lender can do loan for "Company title" property? It's a acreage land with 2 bedder cottage on it.
Is it legal for broker to clawback commission from client? - Broker did not pay any cashback to me at the beginning of loan. - I signed the...
Is there any lender that accept job seeker payment as income for home loan serviceability ?
Hi folks, Do you know which lenders are doing system generated (instant) pre-approvals?
Hi folks, Just wondering if it is possible to refinance investment property loan as OO loan? Plan is to move into that property in near future...
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