Thank you all for the reply. It cleared my misunderstanding. So effectively in my case, I am better off taking a 30 year term (for flexibility)...
Hello Experts, Newbie here looking at first IP shortly. I am 45 yrs old and have 15 years of working (PayG) life left. I am wondering if it is...
3kms away is plenty of distance. I live much closer to that, if that helps you feel comfortable. Back in 2018-2019 when the market had cooled...
Thanks Terry! I learnt something new today - Any CGT in the investment property will be wiped out if it is the main residence of the deceased (s...
Happy New Year! Just a question on how CGT will be calculated in the below scenario. Apologies if this is a trivial question, I am not very...
Thanks Terry. Understand the bit about it not being additional loan, rather a tax deductible form of my own funds put to use. “it can even work...
Hi All, Have purchased my first home just at the beginning of the year (pre-COVID) and have an 80% LVR (even now). I have begun to read about...
Thats right, the rise is simply due to lack of other avenues. Retail money hardly has the power to change market direction - they just either play...
Spot on PandS! Money always finds its way towards yield. Higher the yield higher the risk. With cash yields at historic lows, conservative money...
Hi Guys, I am unsure if this is an appropriate question to ask. However if I may ask what is the approximate cost of getting the services of a BA...
Thanks @sash, always appreciate your views and opinions. I will keep a watch. For me it is a first home, so I am looking for a good appealing home...
@sash definitely not debating on your point and your experience/expertise. On the dropping part, I think things are just starting to change just...
Hey Guys, sorry for bumping this old thread again. I am in the market looking to buy my first home. Have just inspected a few places at Stanhope...
Thanks Terry. So if in the future the PPOR is converted into Investment, then would it be easier to get Wife’s name added to title? Does it incur...
Hi Guys, Hoping to gain some insights from the seasoned investors and broker folk on here. To avoid any complications of personal advise, I have...
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