There is only $12k in both funds (admin plus sinking). The following was minuted in March 2019 - 'BALCONY WALL Resolved the Owners Corporation...
Thank you for your response. I was advised that it could be concrete cancer that has been painted over. To me it looks similar to these photos...
I used before you bid recently. The report was useful. 110 pages! I walked away from the property because there had been a number of...
Hi Brains Trust! See photo of balconies the unit block was built by Meriton in 1974. Is this concrete cancer? If so, is it serious and what would...
He made a number of 'mistakes' that were not in my favour. For example, he under quoted the fees significantly and also said that I would be able...
I know there are some amazing brokers out there, but unfortunately mine has broken my trust, so I feel the need to double check his responses now....
Thanks for your response. Sorry I posted my last comment at the same time as yours. My current loan is with CBA. I don't currently have an offset...
I just found this article here: Offset Account: What is a Mortgage Offset Account? | Canstar "There are two types of offset accounts: Balance...
The way i read it is: The interest offset rate = the interest rate for the loan minus the offset deposit account credit interest rate....
I just saw this clause in the terms and conditions states (with regards to the offset account): "The interest offset rate is the interest rate...
Great - I just had a look and it does specify that it's an investment loan. Thank you!
I can't see anywhere in the loan documents that indicates that they are aware it is an investment property that is already rented. My broker...
Thank you! So far, so good... However, see the clause below. This is a residential property that is already rented on an arms' length agreement....
Hi all, I'm refinancing a loan. The new lender is Newcastle Permanent Building Society. I've received the loan documentation. Is there anything...
Yes. The CBA rate is super high! My other loan (on my Sydney investment property) is the one that is almost fully offset. It's with St George, IO,...
Hi Rolf, Thanks for your message. The total loan is $460k I think the property is worth $570k now. I must have paid some LMI because the property...
Hi Rolf, Thanks for your response. I don't currently have any non-deductible debt, but I am currently renting and may like to buy a place to live...
Thanks for your response! It is an investment property.
Hi All, I'm looking to refinance an investment home loan from CBA to Newcastle Permanent. Has anyone used them? Any feedback? I'm looking to fix...
Separate names with a comma.
