We have recently completed construction of a knockdown-rebuild and have received handover from the builder. We are having issues with getting an...
Thanks for the reply. It's directly with the lender. They have had the file for about 4 months & have advised us they are just waiting on all the...
Hello, My wife & I have made an application for a construction loan, have signed loan documents & are just waiting on all the paperwork to be...
I most certainly did received the confirmations however most have either been lost or deleted. I was new to the whole thing & didn't realise I...
Hello All, I was fairly slack with record keeping when it came to the buying & selling of shares over the previous financial year. I had done...
Hi all, Does anyone know the situation regarding the paying of CGT on a property owned by a number of different family members? The property...
Thanks for the replies. It was my understanding they checked our credit files for any undisclosed debts prior to getting to this point in the...
Hello, I have received a loan offer from CBA for a construction loan. The offer states that the loan application has been approved however loan...
Is it now common place for lenders to verify actual living expenses by requesting statements/transaction histories for a given period, or are...
I've only just started getting involved in property so I may be wrong, but won't this just force people into mortgages with non conforming lenders...
Hi All, Just after some knowledge & advice. Currently have a loan application in with CBA for a construction loan to complete a knockdown...
With this current loan our income to debt ratio is quite low as this loan would take up a large portion of our income however I have never made a...
Hi all, I am currently in the process of doing a knock down rebuild on a piece of land I own outright. I require a loan for the construction...
I'm about the apply for a construction loan. Can you explain why construction loans take so long for approval?
Hi All, Just a query in regards to bank statements & transaction listings. I have just found out that my transaction account, which a portion...
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