Thanks again Simon for detailed response. No advise taken. I am very cautious these days and exited to cash with no losses prior to the COVID...
Thanks Simon, Really interesting but too complex for my level of IT capability. What method are you more likely to use nowadays? As an interest...
Hi Simon, Thinking about you strategy, Im not a big chart user but in real simple terms would you just take the lowest price and highest price...
I love my Rado Centrix.:D Swiss. Saphire crystal and ceramic is very scratch resistant.:) [ATTACH] Cheers MJK
Yes I get all that. I have bought property predominantly for capital gain with mostly neutral cashflow over the years except the Tassie one which...
Concept understood. One of my concerns is the net yeild from properties can be a quite low and I've never bought below a 5% gross yeild. So...
Could I also ask if the 1yr, 3yr,5yr and 10yr performance figures on ETF watch include distributions added back or is it just price growth etc....
Truly fascinating! The diversity of perspective. Really big picture... I think if I entered the stock market in 2010 I would be thinking it was...
Hi Cate, I've seen the same happen to quite a few people. Heres my idea.... There is a certain number (net wealth value excluding PPOR, not...
Thanks for the reply. I expected there would be many like "you have explained" that are happy to ride it out as long as distributions/dividends...
I hear ya Nodrog. Ive found direct property yeilds fairly low especially after a capital growth run and rates and expenses are relentless. Back in...
Anne11, 60% net wealth exposure to the stock market is high in my book Selling some property is sort of attractive to me as I would move out of...
Hi Anne11 & Willy, Thanks for your replies. Both really interesting. I lost significant $ during GFC due to my own inexperience. Catching...
Hi All, Its roughly 10 years since the GFC. Commentary at the time was saying it was a once in 80 year event but others say the market crashes...
I may look at converting a standard loan with a current LVR of 20% into an LOC /Equity Manager loan. That may cost me 1% pa extra in interest but...
Thats correct. Live off equity or cash in offsets, which is virtually the same, until super is available and I'm ready to sell a property to...
Thanks Paul, Yes its a zero sum game. Absolutely correct. In my case there is no PPOR to worry about as its paid off. All debt is for investment...
Hi Terry, You and I are on the same wavelength. Thanks for the link to Tip 46. I will give this some consideration. I also wonder, as one...
Hi Peter, Thanks for your reply. It is helpful. I would offer the following to the debate. 1. I wont pay more interest because the redrawn loan...
Hi All, I'm thinking about strategy for managing the transition from Interest only to Principle and interest on several property loans. Given my...
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