Thanks, that's good to know. The criteria doesn't bother me so I'll try contacting them. Will post an update.
Htopg, you say DTI is about 6. What is DTI, if I may ask?
Wow. I always considered Westleigh a liveable place. Definitely struck off the list now...
Agree, thanks Paul & Terry. Your resources are very helpful.
I hadn't even considered 3rd element costs - actually it's the first time hearing the phrase - so thank you (and Terry!).
Well done to her. She's planning to save an additional $100k by the settlement date, which is 12-18 months away. Not bad at 18 years old. Just...
Sorry for my ignorance, but why not bypass the home loan and just buy outright?
Interesting, John. In your first hand experience, what kind of fall have you seen for units and houses to date? (talking fall from peak in 2017)....
Good question. PPOR1 is 60% tax deductibility, PPOR2 is 59% deductability. PPOR1 was financed with rolling IO loan with offset account, PPOR2 has...
PPOR1 @ 40% LVR, PPOR2 @ 46% LVR.
PPOR1 has experienced significant gains, while PPOR2 was recently purchased, hence no gains. Whilst I am not planning to sell either (in which...
Thank for your comment, Paul. Just to be clear, I was not querying about the 6 month rule where one buys then sells PPOR. I am planning to hold...
Good point. As both properties are in NSW and exceed the tax free threshold for land tax, I understand PPOR1 would be subject to land tax (despite...
Thanks Terry. I assume even though I nominate PPOR1 as my PPOR for tax purposes while living in PPOR2 that during the 6 year absence period, as...
Hi A question for those knowledgeable on property tax implications.... I have a PPOR (let's call this PPOR1) and intend on moving into another,...
Thanks Peppas. Do you know whether there is any way of breaking up vacancy rates so you can see the difference between apartments and houses for...
Care to elaborate why you say avoid them? I bank with them and find them quite good. Great communication, great app on phone.
Hi I am interested in finding out vacancy rate info based on suburbs or areas within Sydney. What's the best source for this type of information?...
Castle Hill is cheaper because it is (much) further away and school options aren't as good. Rather than Castle Hill, I would suggest Cherrybrook,...
Possible reason for the familiar smell - I'd suggest a nice hot shower and a clean change of clothes... Sydney's great, it has its challenges but...
Separate names with a comma.
