Showing 4.16% p.a. currently. Institutional rates for cash are not much over the RBA cash rates, and the RBA cash rate went down to 0.10%, so it...
If you use Excel, you can calculate the rate: =RATE(20, 325, -6000, 0)*12 = 9.30% p.a. Essentially, the rate of a personal loan. Then, if you...
The ATO wants you to be a resident because you are within their tax net for them to get tax on your worldwide income, so it should be easy to...
It would be an excellent risk-mitigation tool, making it a win-win for both parties.
Yep, but I figure, like a redraw, you are not guaranteed to be able to draw it out again (especially in a market crash when they may limit drawing...
How do you know what you learned from him was based on fact and not fiction, though. Despite what he says, dividends aren't magically safer than...
Ah right. Leveraged ETFs are often rebalanced daily (i.e., every day) back to their target leverage range, which results in volatility decay,...
PDS s 2.13 does not say that. It says the gearing is reviewed daily (not adjusted daily), and that it varies daily, due to market movements, if...
You're thinking of daily rebalanced geared funds. With something like GEAR and GGUS, they are only rebalanced when they hit their rebalancing...
I would just use a high-interest savings account instead of a cash ETF because retail investors get higher rates than institutions. A cash ETF...
An offset with NAB EB (or margin loans) would be ideal because you could keep your emergency fund in there. I've never seen anything like it...
There are 3 seasons in Chiang Mai. Hot season is about 4 months where it is 38-41C every day. And during that time, the air pollution is...
Throughout your entire post, you made false statements about capital gains vs investing for income and listed a whole lot of people who never even...
You are making stuff up here. CG can be realised today. It doesn't take a degree to know that. It would be more accurate to say CG can be...
They still sell low when they breach their gearing ratio, so it doesn't actually matter if you are not getting a margin call because the same...
"I wanted to sell my VAS which holds the top 300 Australian stocks and buy A200 which holds only the top 200 because I decided I didn't the higher...
What do you mean risk managed? How do you manage it? Say the shares fell in value and you wanted to hold long term, how would you manage it so...
Pearler offers this.
A different structure, but it is geared with rebalancing bands, so it suffers the problem I was explaining.
GEAR, as with all internally geared ETFs, rebalance, which ensures it can not go below zero like with leveraging directly. The result is that to...
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