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  1. Ria
    Thread

    CGT

    Hi everyone, I hope everyone is doing well. I have a question regarding CGT, I will be really grateful if someone can help me with it. I lived...
    Thread by: Ria, 1st May, 2020, 3 replies, in forum: Accounting & Tax
  2. Ria
    Post

    Content insurance for investment property

    Thanks Marg and Brett for your reply.
    Post by: Ria, 20th May, 2018 in forum: Property Management
  3. Ria
    Post

    Content insurance for investment property

    Thanks D.T for your reply, My building insurance is part of strata building insurance. I am wondering what will happen if a burglar damages...
    Post by: Ria, 16th May, 2018 in forum: Property Management
  4. Ria
    Thread

    Content insurance for investment property

    Hi, I am shopping around for landlord insurance ATM, and noticed that robbery and theft are not included in landlord insurance. What will happen...
    Thread by: Ria, 16th May, 2018, 5 replies, in forum: Property Management
  5. Ria
    Post

    What if bank undervalues the property?

    Thanks for your comment. All went well. Bank didn't disclose the valuation price, but they are happy to provide me finance at the purchase price.
    Post by: Ria, 19th Mar, 2018 in forum: The Buying & Selling Process
  6. Ria
    Post

    Pay LMI or not

    Post by: Ria, 15th Mar, 2018 in forum: Accounting & Tax
  7. Ria
    Post

    Pay LMI or not

    Thanks Rolf, I will check with the bank. I wish I found this forum earlier, it would save me all this hassle.
    Post by: Ria, 15th Mar, 2018 in forum: Accounting & Tax
  8. Ria
    Post

    Pay LMI or not

    Hi Paul, If I withdraw $8000 for the deposit (already have $100,000 in savings, need $8000 to avoid LMI), and $20,000 for the Repairs/Reno. Will...
    Post by: Ria, 15th Mar, 2018 in forum: Accounting & Tax
  9. Ria
    Post

    Pay LMI or not

    Yes. It looks like a terrible idea now?
    Post by: Ria, 14th Mar, 2018 in forum: Accounting & Tax
  10. Ria
    Post

    Pay LMI or not

    Thanks for your reply Terry, LMI would be $5,000 if I contribute $110,000 towards the loan (80,000 as a deposit, and $30,000 towards stamp duty)....
    Post by: Ria, 14th Mar, 2018 in forum: Accounting & Tax
  11. Ria
    Post

    Pay LMI or not

    Hi Paul, Thanks for your reply. I think it's too late for involving a broker as I'm doing the settlement in 2 weeks. Bank said that they can add...
    Post by: Ria, 14th Mar, 2018 in forum: Accounting & Tax
  12. Ria
    Post

    Pay LMI or not

    Hi Rolf, I know it sounds bit confusing. My PPOR loan is a joint loan with a family member (with my retired aunty). Our arrangement is pretty...
    Post by: Ria, 14th Mar, 2018 in forum: Accounting & Tax
  13. Ria
    Post

    Pay LMI or not

    Thanks D.T and Colin for your replies, Sounds like paying LMI is a way to go. How much do you think I may require in cash in terms of buffer?...
    Post by: Ria, 14th Mar, 2018 in forum: Accounting & Tax
  14. Ria
    Post

    Pay LMI or not

    Thank you Simon for your reply. I'm dealing with the bank directly. I will be moving into my IP in 3 years time. I only have 50%share in my...
    Post by: Ria, 14th Mar, 2018 in forum: Accounting & Tax
  15. Ria
    Thread

    Pay LMI or not

    Hello everyone, I desperately need some guidance how to proceed with my investment loan. As you can imagine numbers are not my strong suit....
    Thread by: Ria, 14th Mar, 2018, 22 replies, in forum: Accounting & Tax
  16. Ria
    Post

    What if bank undervalues the property?

    Hi Kaibo, Bank told me that usually they do general computer valuation. As I'm buying privately from a family friend, bank needs to do site visit.
    Post by: Ria, 12th Mar, 2018 in forum: The Buying & Selling Process
  17. Ria
    Post

    Need guidance-

    Thanks Gypsyblood (btw I like this name) for your reply. I'm buying this place with a view of moving in 3 years time. My current PPOR is in...
    Post by: Ria, 11th Mar, 2018 in forum: Investment Strategy
  18. Ria
    Post

    What if bank undervalues the property?

    Hi Rolf, Thanks for your reply. My finance situation is very straight forward. I'm on $85k pa, $130K in savings, $220k equity in PPOR, no credit...
    Post by: Ria, 11th Mar, 2018 in forum: The Buying & Selling Process
  19. Ria
    Post

    What if bank undervalues the property?

    Thanks Rolf for your comment, I was looking for better interest rates, therefore ended up with 2 preappre-app. There is an another buyer (a...
    Post by: Ria, 10th Mar, 2018 in forum: The Buying & Selling Process
  20. Ria
    Post

    What if bank undervalues the property?

    Thanks for your reply Pete. I think I am getting a fair price at $550k. According to ANZ market evaluation report, it's between $550-$685 k (high...
    Post by: Ria, 10th Mar, 2018 in forum: The Buying & Selling Process
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