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  1. martino
    Post

    Triggering CGT - relationship breakdown

    Thanks Paul, this is interesting! I'm off to seek advice as suggested.
    Post by: martino, 9th Jun, 2020 in forum: Accounting & Tax
  2. martino
    Post

    Triggering CGT - relationship breakdown

    Thanks Mike, much appreciated. For a layperson like me, I take it that in this case that "change of ownership of the asset" is the transfer of...
    Post by: martino, 9th Jun, 2020 in forum: Accounting & Tax
  3. martino
    Thread

    Triggering CGT - relationship breakdown

    My ex and I have separated amicably and are in the process of submitting the paperwork to the Family Court for consent orders on our two...
    Thread by: martino, 9th Jun, 2020, 5 replies, in forum: Accounting & Tax
  4. martino
    Post

    VIC Footscray?

    Empire st I would avoid - it is very ghetto.
    Post by: martino, 31st Jul, 2017 in forum: Where to Buy
  5. martino
    Post

    Trailing commission rebate from broker - taxable income?

    Thanks Terry
    Post by: martino, 25th Aug, 2016 in forum: Accounting & Tax
  6. martino
    Post

    Trailing commission rebate from broker - taxable income?

    Thanks both, this scenario (in my case) is for a PPoR refinance. Would be interested generally speaking in how it would impact in an IP loan...
    Post by: martino, 25th Aug, 2016 in forum: Accounting & Tax
  7. martino
    Thread

    Trailing commission rebate from broker - taxable income?

    Interested to hear from the brains trust here on whether being paid an ongoing regular rebate from your mortgage broker would be considered...
    Thread by: martino, 25th Aug, 2016, 8 replies, in forum: Accounting & Tax
  8. martino
    Post

    3.89% with offset & 85% LVR - Origin Finance/Columbus

    Confirmed LMI only required for LVR over 80%
    Post by: martino, 9th Jan, 2016 in forum: Loans & Mortgage Brokers
  9. martino
    Post

    3.89% with offset & 85% LVR - Origin Finance/Columbus

    Can you point to some Origin reviews Greyghost?
    Post by: martino, 9th Jan, 2016 in forum: Loans & Mortgage Brokers
  10. martino
    Post

    VIC Footscray?

    Would not live in Braybrook personally but it might stack up for a cheap IP if the return was right. It's always been the wrong side of Ashely st....
    Post by: martino, 9th Jan, 2016 in forum: Where to Buy
  11. martino
    Post

    3.89% with offset & 85% LVR - Origin Finance/Columbus

    Website is originmms dot com dot au (removing direct link) I'd assumed LMI wouldnt be required (borrowing less than 80% of value) but didn't...
    Post by: martino, 8th Jan, 2016 in forum: Loans & Mortgage Brokers
  12. martino
    Post

    3.89% with offset & 85% LVR - Origin Finance/Columbus

    Thanks all. I have put the LMI question to them and will report back. Had a chat with someone there and got the following general info: Offset...
    Post by: martino, 8th Jan, 2016 in forum: Loans & Mortgage Brokers
  13. martino
    Thread

    3.89% with offset & 85% LVR - Origin Finance/Columbus

    Has anyone financed with these guys? Could only find one thread here referencing them. They are offering a reasonable deal (at face value) and am...
    Thread by: martino, 7th Jan, 2016, 14 replies, in forum: Loans & Mortgage Brokers
  14. martino
    Post

    VIC Footscray?

    The ship has probably sailed on the inner west in some ways (particularly for Yarraville and Seddon) however the gentrification process in...
    Post by: martino, 7th Jan, 2016 in forum: Where to Buy
  15. martino
    Post

    All rent going into one bank account?

    This is my question also. In my case both the IP rent and my salary would be paid into the PPOR offset.
    Post by: martino, 4th Jan, 2016 in forum: Accounting & Tax
  16. martino
    Post

    All rent going into one bank account?

    I came here to ask the same question (can rent be paid into PPOR offset without implications) so great this has been answered, but am curious to...
    Post by: martino, 4th Jan, 2016 in forum: Accounting & Tax
  17. martino
    Post

    What interest rate are you paying?

    Hi Steven, no both loans are untouched apart from having the IP loan to interest only when it was converted from a PPoR.
    Post by: martino, 6th Jul, 2015 in forum: Loans & Mortgage Brokers
  18. martino
    Post

    What interest rate are you paying?

    Thanks Peter, I should put that question to them but am pretty confident I know what the answer will be! I really need to pull my finger out and...
    Post by: martino, 1st Jul, 2015 in forum: Loans & Mortgage Brokers
  19. martino
    Post

    What interest rate are you paying?

    Hi all, IP (converted from original PPoR): 3.83% IO PPoR: 4.22% P&I Owe about $1m (mostly on the PPoR) with both properties worth approx $1.6...
    Post by: martino, 1st Jul, 2015 in forum: Loans & Mortgage Brokers
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