Life insurance with cash surrender value.
Cheap. Low cost for businesses. They know most consumers dont keep receipts anyway.
NAB started doing this recently. My file now says “Credit Limit $XXXX. Jan 2018 Repayment reported as up to date”
No. I attempted to transfer balance to a debit card but their system rejected it for obvious reasons, called them up and was given the option of a...
Actually, I give the credit to the Federal Reserve for the 0% rates for many years and the Quantitative Easing trillions of dollars they unleashed...
Yeah the lending manager said I can borrow $300K more for my home loan if I cancelled all my CCs but I said no thanks I don’t need it this time,...
Just ask for another card with a lower min limit. Move your points to Velocity or QFF depends on ur CC If you tell us what kind of CC you have I...
Even the non-ADI homeloans.com.au is tightening LTI
How much is their Basic Home Loan rate these days? Is the 5-y premium above the Basic HL worth the “expected” rate rises?
It’s down to 7 from 8. Interesting. My employer’s discounted staff home loan benefit LTI max is 4.5 for low rates, above that they charge 0.80%...
How about documents for selling shares >7 years ago? They caused capital losses that’s still carried forward in the tax return to this day. Should...
This one is surrounded by Sydney Park, very bucolic rolling hills, joggers paradise, with a swan lake and a bonus gay beat at night :eek: o_O But...
It’s a good bachelor’s pad. Close to the city, it’s a great place to bring the spoils of the night, have a one night fun. Also good for those...
Have you heard? According to rumours, Mr Handsome owes $16million to Tom Waterhouse because of his wrong horse bets.
How much is the loan amount?
Blame game indeed
Do banks really care if you have too many credit card applications/inquiries but never had arrears/defaults and you’re actually liquid ie a lot of...
Interesting stuff and a warning to all to keep a tight watch over their finances Mortgage rejections double as interest-only reset bites -...
Well in the case of a recession that could be a fire sale and you end up losing. People need to keep some buffers and wriggle room.
What if there’s a recession and you lose your job and you suddenly need to pay P&I and can’t refinance? Or you get sick or you have triplet kids?...
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