I got 5.44 investment P and I with Westpac. But that was for over 5 million in loans at 60% LVR
No issues. Just looking to refinance once my current fixed rates finish in the next month or so.
Hi With loans.com.au do they service someone whose rental income exceeds their PAYG?
Hi sorry maybe I didnt make it clear. The rate I was offered wasn’t because I was a professional investor. I was just pointing that out just to...
Hi I have over 5 million in loans and was wondering what the best rate out there is for either P&I or IO. Don’t mind the LVR can be as low as...
Thanks but as per my message above, these are FIXED investment loans so I can’t set up an offset unless I break one of the loans, convert it to...
Hi I have 5 fixed investment home loans fixed at 2.59% due to expire end of May 2023. I am allowed to pay off a maximum of $20k for each loan...
Hi all, I have been using BMT for tax depreciation schedules but just wanted to ask if it’s worth getting BMT for my upcoming investment property...
So my land tax bill was approx 40,000 this year which I paid already. Couple of questions: 1) if I assume it will be the same next year, then 25%...
Hi regarding this announcement recently from the NSW government regarding 25% relief from land tax. So just say I reduced my tenants rent by 200 a...
Hi Rolf Correct the 500K is post tax cash in my offset and I have no non deductible debt my owner occupier homeloan is paid off
Hi terry what 45 day rule you able to send me The link?
Yea I’m happy to take that risk. So assuming they are not cutting the dividend even temporarily (and I know it’s a big assumption) is it worth it...
Also if I need the money easy I can just sell the shares
Hi surely those mortgage funds that pay over 8% are higher risk than a bank which has been paying these dividends for decades.
Hi all, I am considering whether to use my extra funds to keep in my investment property offset account or invest in a bank stock paying high...
hi what’s P&B and BA fees?
It’s a investment property. Even if it was NSW though why would it matter what the valuers puts in a report? Doesn’t it go by the selling price...
Hi thanks. Just one thing when you say cost base so is the CGT on the profit based on just the purchase price or purchase price plus all the other...
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