I’m currently renting, and have two IP’s IP 1: value: 800k (600k loan & 600k in offset). - IO loan, Rate 6.5% IP 2: value: 800k (360k loan & 70k...
I'm looking into the best way to fund the Tesla model 3 I have ordered, total price: 68k. WWYD here: Living situation: Renting Goal A: Buy this...
I noticed that whilst my IR has increased since April on a P&I IP loan with NAB corresponding to the RBA rate changes, and the interest has...
One for the brokers: - At present would you need 1-2 years dividend history for shares to be considered for investment loan serviceability...
So I have increased the IO split of my PPOR loan: 80k IO split, has an offset account 80k in it full offsetting it. There is a separate fixed...
Currently putting together a feasibility on a duplex site, and trying to list all the taxes one would be accountable for if bought in an...
Situation: Currently don’t have private health insurance as didn’t have taxable income over 90k FY 19/20, 30 years old and turning 31 in May 2021...
If I am looking a buying a PPOR, and intend on renting out the rooms, Q1) will banks give me the OO rate or the IP rate? Q2) Would lenders take...
Looking into building a GF on my PPOR to "house my granny in". Anyone have an answer if this is eligible for the homebuilder program? All I...
Do WBC have a calculator for their break cost other than their advice that: "The break cost is: ∑[i*Badj +Badj -Badj]* dƒt -(CB-UT)-∑[i*Bnew...
Have been doing a bit of brainstorming (also reading a few american BiggerPockets books) and wanted to put forward the following scenario in the...
Has anyone here hit a serviceability wall in Australia then obtained finance from an Overseas bank to secure an Australian asset? Just trying to...
I'd be interested to understand peoples thoughts on the data point of 10 year average annual growth rate, and predictor of future returns. I have...
Scenario: - Form 18a for a QLD property of mine has rent paid $430.00 per week, paid every Tuesday of each week. - I keep track of my...
Have any members had any experience with renting out storage or sheds as part of a property? (either on the website Self Storage | Rent Space &...
Has anyone here paid P&I and executed a living off rents strategy and paid their loans down to zero? I'm just thinking about longer term...
Has anyone here built a duplex in 'The Shire'? I am looking over the code: Dual Occupancy, Secondary Dwellings, Subdividing - Sutherland Shire...
12/05/2019| Coalition to slash first home buyer deposits: Morrison | Sky News Australia "Prime Minister Scott Morrison has announced a new policy...
One for the brokers- are there any lenders that would take into consideration for PPOR servicing the potential income from a GF that is already on...
A "friend" has the following scenario: - 2 IP's, - no PPOR (living at partners house for minimal rent), - both IP's on P&I repayments, but one...
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