I have been redrawing small amounts before as it was necessary, and it is likely/possible I will be refinancing in the nearest future (before any...
I had an existing “Everyday” account with CBA which they converted to an “Everyday Offset”. I then moved the funds from redraw on the variable...
It’s now a separate “Everyday Offset” account and two separate loan accounts (variable and fixed). All the offset funds are in the offset account....
Called the bank and changed to offset, took 5 mins, thank you! Speaking of the financial structure for PPOR-IP conversion, can you elaborate?
I believe both of these statements are a very good advice.
I don't think we have separate accounts for the offset, no. We initially had a single zero-yearly-fee loan with an unlimited redraw option, then...
First of all, big thanks to the community for great discussion across many many property related topics. An invaluable research resource. I would...
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