I'm really confused with all this. If there are cracks in the external facade on the balcony (i.e. the structural part of the balcony), how is...
Thanks Terry_w! The property where my mum lives has both mum and me on the title. Never been rented, it is my mum's PPOR. I have also lived in...
I was pleasantly surprised by CBA today. Due for re-fix of my smallish investment loan (~240k). I am on the wealth package so advertised fixed...
Correct. 1 year fixed investment with the package is 2.59% and can be linked to the offset account. Without the breakfree package, it would be...
From my experience, no. That's why I have split my loan with one portion fixed for two years at lower rate and the other part fixed for a year,...
Why would you need redraw facility when you have a separate account offsetting your loan?
Thoughts on healthcare online appointment booking and telehealth companies, like 1ST? Not much love right now but there could be some potential...
2.39% with ANZ if you are on the break free package. I've fixed my PPOR loan yesterday, can confirm that it comes with the offset account
ANZ 2 years fixed for PPOR is 2.29% now
Sounds like you are heavy on the banks, they are playing catch up with the rest of the market as they haven't really moved since the March lows....
So far no issues really. One tenant is two weeks behind, but it's not the first time he's late with rent. No requests for reductions from others....
Done, no brainer
So, after three hours and three minutes wait, I was told (as expected) that CBA can't waive the break fees (in my case 3.5k), so I will be looking...
Thanks Paul
Having a large investment loan at OO rates (if I understand your question?)
@Rolf Latham, if we forget about equity release, just set and forget for two years, then a refinance to another bank would uncross if ANZ become...
Thanks @Terry_w, this would be set up by having different accounts for each property, don't see any tax related issues
Hypothetical proposition: say I want to refinance PPOR and one IP to ANZ and fix loans for two years. OO fixed rate is 2.19% and investment rate...
So far it looks like Australia is controlling this well. I walk past the COVID19 clinic in one of major NSW hospitals a couple of times a day and...
Six weeks ago it was comfortably under 4k, with 10 months left and loan size of 280k.. One way to find out..
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