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  1. lazyhorse
    Thread

    Loan payout - anything to be wary of

    We have two loans with "That Bank". IO variable against IP and PI Variable with offset against PPOR. We have never sold before, so not too sure of...
    Thread by: lazyhorse, 16th Apr, 2023, 4 replies, in forum: Loans & Mortgage Brokers
  2. lazyhorse
    Post

    Cost base on PPOR -> IP

    Yes - I did see the mention of deduction in Paul's post, hence my question.
    Post by: lazyhorse, 7th Apr, 2023 in forum: Accounting & Tax
  3. lazyhorse
    Post

    Cost base on PPOR -> IP

    Thanks for the response Paul. Just seeking further clarification to this point, Do you mean the full loan against the property i.e. separation...
    Post by: lazyhorse, 7th Apr, 2023 in forum: Accounting & Tax
  4. lazyhorse
    Thread

    Cost base on PPOR -> IP

    Hey; Wondering if interest incurred on loan against PPOR turned IP for renovations (~ 150K extension of loan) while PPOR are able to reduce the...
    Thread by: lazyhorse, 1st Apr, 2023, 5 replies, in forum: Accounting & Tax
  5. lazyhorse
    Thread

    Any benefit to use a credit card for living?

    Hi All, Just wondering if there are any Pros' or Con's to paying for living expense from a credit card and paying the credit card with the offset...
    Thread by: lazyhorse, 11th May, 2020, 15 replies, in forum: Money Management & Banking
  6. lazyhorse
    Post

    PM announces landlords will have to do their bit!!

    Anyone know if there is time-limit on the on the repayment holiday? i.e. mortgage needs to held for longer than x months?
    Post by: lazyhorse, 22nd Mar, 2020 in forum: Property Management
  7. lazyhorse
    Post

    Maintaining deduct ability on PPOR loan with offset accounts

    Thanks for the responses
    Post by: lazyhorse, 19th Mar, 2020 in forum: Accounting & Tax
  8. lazyhorse
    Thread

    Maintaining deduct ability on PPOR loan with offset accounts

    Just wondering if possible to split a ppor loan and attach empty offset accounts to each split to redraw into in order to maintain deduct ability.
    Thread by: lazyhorse, 19th Mar, 2020, 7 replies, in forum: Accounting & Tax
  9. lazyhorse
    Post

    Electrical Damage following storm - who to submit claim to

    Thanks for the responses
    Post by: lazyhorse, 15th Feb, 2020 in forum: Living Room
  10. lazyhorse
    Post

    Electrical Damage following storm - who to submit claim to

    Yeah - the TV was about $2000 five years ago so that hurts to lose
    Post by: lazyhorse, 15th Feb, 2020 in forum: Living Room
  11. lazyhorse
    Thread

    Electrical Damage following storm - who to submit claim to

    Not sure where this fits best - feel free to move if appropriate. Following the storm in Melbourne yesterday our power was out from around ~2.30...
    Thread by: lazyhorse, 15th Feb, 2020, 6 replies, in forum: Living Room
  12. lazyhorse
    Post

    Deduct-ability of loan interest for renovation of PPOR converted to IP

    Thanks for the response - any facts that could help either way?
    Post by: lazyhorse, 25th Jan, 2020 in forum: Accounting & Tax
  13. lazyhorse
    Thread

    Deduct-ability of loan interest for renovation of PPOR converted to IP

    Question Took a loan in FY2015 to renovate PPOR - > new roof + extension; converted said PPOR to IP FY2018. Should the interest on the loan be...
    Thread by: lazyhorse, 25th Jan, 2020, 5 replies, in forum: Accounting & Tax
  14. lazyhorse
    Post

    Land tax claim - multiple owners

    Thanks for the reply Paul. There are only two properties involved. Edited as I can't work quotes :( She owns 50%, I own 50%. I own the other...
    Post by: lazyhorse, 19th Aug, 2019 in forum: Accounting & Tax
  15. lazyhorse
    Post

    Land tax claim - multiple owners

    Still not sure I have conveyed the ownership and tax liability. So will try again: Land Tax Statement 1: Property 1: 100% Wife - Land Tax...
    Post by: lazyhorse, 19th Aug, 2019 in forum: Accounting & Tax
  16. lazyhorse
    Post

    Land tax claim - multiple owners

    I do agree, what is $50 here and there. Just concerned about being accurate and knowing I am dealing with someone who does it right.
    Post by: lazyhorse, 19th Aug, 2019 in forum: Accounting & Tax
  17. lazyhorse
    Post

    Land tax claim - multiple owners

    Yes, She is aware the ownership is not 50:50
    Post by: lazyhorse, 17th Aug, 2019 in forum: Accounting & Tax
  18. lazyhorse
    Post

    Land tax claim - multiple owners

    She* - I think you replied to my other question yesterday re how to claim land tax. She was claiming it needs to be claimed in the year it is...
    Post by: lazyhorse, 16th Aug, 2019 in forum: Accounting & Tax
  19. lazyhorse
    Post

    Land tax claim - multiple owners

    I have the greater taxable income :)
    Post by: lazyhorse, 16th Aug, 2019 in forum: Accounting & Tax
  20. lazyhorse
    Post

    Land tax claim - multiple owners

    Just to confirm - the 50/50 shared property appears on two statements. One in just my wife's name ($100.00) and one shared ($400) - so the total...
    Post by: lazyhorse, 16th Aug, 2019 in forum: Accounting & Tax
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