Appreciate the info guys. I guess I will just have to wait and see until I'm ready
Yes since I was promoted I have received a pay rise (used this for IP2 serviceability) and bonus structure that I have now received for four quarters.
Hey Brady, No previous history in the industry but I've been in this role now for 2 1/2 years but only in the last year my pay packet has changed
IP1: CBA IP2: Westpac
Hey Guys, Just generally interested in what are your typical pain points/problems/issues that you have experienced in your property investment...
Thanks Colin, Good to know that I might have a chance and yes your right to see whether those lenders would be right for me. Currently looking at...
How exactly would it depend on the LVR. The higher the less they would take? So ANZ, St George and Westpac will take less then 2 years if you can...
Hey, I just wanted to get some advice on using bonus income as a part of serviceability. I know that usually you would need to prove two years...
I would if I can, I was just thinking about worst case scenario and more pacifically having correct buffers in place when I purchase again...
Hey guys, I'm currently making sure that I have my buffers in place in case anything was to go wrong. As I was thinking about this a few...
Thanks for your advice Terry I have taken this on board. I have just got of the phone to the bank and done the following: -Transferred the money...
Wow, so your basically saying if I was to use the whole 65k for ip2 that none would be duductable not just a portion of 20/65000. You can easily...
Got it thanks Terry, Last annoying question though sorry Terry. So because the original equity was released into my saving account with $20 into...
Hey Terry, Been reading through a lot of your tax tips and they have been helpful. I'm still a bit confused on what to do with the left over...
Hey Terry, Thanks for your quick reply. So essentially $20 of interest from that 65k might not be tax deductible? Going forward if I was to set...
Hey Terry, Just a quick question. I have recently redrawn equity for the first time and this post has got me questioning if this happened to me....
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